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Wise Bread articles that are hot today.

Selling Your Life Insurance Policy for Cold, Hard Cash

Would you sell your life insurance policy for a lump sum, knowing that someone else now profits from your death?

The Only 5 Rules You Need to Know About Investing in Real Estate

With home prices appreciating nicely these days, you may be tempted to invest in residential real estate. Here's what you need to know.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

This Is How Free Money Management Apps Make Money

Most money management apps are free. How do they earn revenue?

This Airbnb Scam Will Ruin Your Vacation — and Your Budget

Before you hit the road on your next vacation, make sure you're aware of this awful Airbnb scam.

7 Reasons You Shouldn't Hire a Friend for Professional Services

Before you hire your BFF to work for you or alongside you, consider these potential downsides first.

Stop Losing Your Stuff With These 6 Simple Tricks

Tired of misplacing your keys around the house? Get smart about how you store and use your stuff, and everything lost is always found.

40 Rice Cake Topping Ideas

Rice cakes are low cost, low calorie, and largely low flavor. Dress them up with responsible-sized helpings of these delicious toppings.

Top 7 Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

5 Online Stores That Let You Try Before You Buy

Everyone loves to try before they buy. And now more brands and stores are offering their customers this option.

11 Budgeting Skills Everyone Should Master

Stop dreading the "b-word." Mastering these simple budgeting skills will put you on the path to financial wellbeing.

The Simplest Way to Live Simply — And Cheaply

Simple living starts from a single action — prioritize what matters. Learn how to take that basic step and the ones that follow come easy.

30+ Cash Back Sites to Earn You Thousands Per Year

Cash back sites and apps let you save and even earn cash in unique ways. Try one of these sites on your next shopping trip!

How to Protect Yourself from a Home Improvement Scam

When you decide to get work done on your home, you have to be careful. There are plenty of people out there looking to rip you off.

Good Luck, Bad Luck: Who Can Tell?

Is your glass always half-full or half-empty? Maybe it's time for an entirely new perspective.

Ask These 5 Questions Before Deciding On a Financial Advisor

Before trusting your finances to any old somebody, you need to carefully vet potential advisers. These basic questions will get you started.

10 Safe Cities to Visit in the U.S.

Looking for a safe travel destination that's not too far from home? There are several safe cities right here in the U.S. that you can visit.

The 5 Best 9 Volt Batteries

If your battery-powered appliances are fading fast, quality 9 volt batteries are what you need. Upgrade to one of these next time you need to replace them.

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Good news! There are several ways to rack up travel points and miles without the use of a credit card.

4 Mindful Spending Habits That Will Save You Money

These mindful spending strategies can help you resist those impulse buys.