Hot Today

Wise Bread articles that are hot today.

The Basics of Asset Allocation

Once beginning investors move beyond indexes and mutual funds, they start to hear about asset allocation. Learn the basics and how they apply to your investment decisions.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

31 Productive Things to Do in January to Start the New Year Off Right

Make this year your greatest by making January your most productive month ever with this collection of simple, life-enhancing daily to-dos.

Baby Carrots: The Frugal Idea That Isn't

Think baby carrots are a convenient, cheap snack food? Well, you're right. But baby carrots are, by and large, more expensive than regular carrots.

8 Amazing Board Games You Can DIY

If you've grown tired of the same old board games, why not make your very own? Here's how to make eight great ones.

10 Reasons an HSA Is Actually Worth Having

Don't be intimidated by an HSA! These handy health care savings vehicles are totally worth your while.

5 Countries Where You Can Retire for $1,000 a Month

Low cost-of-living is the name of the game in these beautiful countries where you can retire for less than $1,000 per month.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

7 Affordable Cities for a Craft Beer Road Trip

If you want to try the best craft beers America has to offer, hit the road and head to these seven cities.

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

10 Collectibles That Almost Always Become More Valuable

From video games to vinyl, you may want to scoop up these finds at a local garage sale or thrift shop — or dig around for them in your basement or attic.

The Joy of Buying a New Car: 9 Car Buying Tips

There are a few key areas and tips that prospective car shoppers must keep in mind when looking to buy a new or used vehicle.

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

Skills That Can Save You Money Part 1: Parallel Parking

See why something as basic (well, to some) as parallel parking can be a ticket to big savings.

Pay These 6 Bills First When Money Is Tight

If your monthly budget just went bust, make sure to prioritize these important bill payments first.

5 Myths About Credit Card Rewards

Reward cards might be a lot more beneficial (or, in some cases, harmful) than you think. Check out these common myths — and the true story behind them.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

8 Organizations That REALLY Can Help You With Your Debt

Some debtors fall victim to shady debt relief companies who often make everything worse. Instead, turn to these trusted organizations.

How to Book an Amazing Cheap Vacation Package

Vacation packages can be one of the best ways to get away on the cheap — if you know the right tricks. Discover how to book a trip you'll love for less.

How to Set Career Goals When You Lack Direction

If you're lost on the career path, have no fear; you can still set goals without knowing where you're going.