Hot Today

Wise Bread articles that are hot today.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How to Make Moonshine

Making moonshine is especially easy because running it through a still makes all the delicate balancing of flavors that mark a great beer or wine irrelevant.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

The Fiduciary Rule Is Under Review — How Will This Affect Your Investments?

The Trump administration is holding the fiduciary rule in limbo. How could this affect you and your retirement?

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

15 Lucrative Side Hustles for City Dwellers

You can find just about anything you need when you're a city slicker — including one of these great side gigs!

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

10 Less Awkward Ways to Ask a Friend for Your Money Back

Friendships can easily be ruined by borrowed money. But if you're looking to get your loan repaid, here's how to do it with minimal awkwardness.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

The Best and Worst Times to Go Grocery Shopping

Maximize your shopping efficiency and minimize your food spending by mastering the art of grocery store timing.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.