Hot Today

Wise Bread articles that are hot today.

8 Frugal Destinations for a Dreamy Winter Getaway

Those first few flecks are wonderful, but snow gets cold and miserable fast. Escape the chill in these sunny locales that won't scorch your budget.

9 Personal Things You Should Never Text or Email

Before you put all your trust in the Cloud, maybe reconsider sending any of these things over text or email.

11 Good Money Habits That Will Keep You Out of Debt

If you live life following these good money habits, you'll never find yourself facing debt.

USAA® Preferred Cash Rewards Visa Signature® Card: Simple Cash Back on All Your Purchases

Avoid complicated rewards programs and earn a flat rate of 1.5% cash back on all your purchases.

How to Get Cash While Traveling Abroad

You're going to need cash when you travel abroad, but you don't need to pay all those fees and surcharges. Here's how.

The Best Times of Year to Travel Anywhere

It's a big world — no matter when you have time to travel, you're sure to find a wonderful place to visit, Winter, Spring, Summer, or Fall.

13 Businesses Your Tween Can Start

Who says you need to be an adult to create a successful side hustle?

5 Steps to Getting Excellent Credit

An excellent credit score is within your reach! These healthy money habits will get you there — and probably faster than you think.

7 Things You Should Never Include in Your Cover Letter

Your cover letter is your time to shine. Including these seven things, though, will surely dull the sparkle.

Warning: The Government Mail You Received Might Be a Scam

Scam artists are constantly bombarding you with bills that look like official government mail. It is one of the most effective scams, and there’s a good chance you are already a vi

You Can Throw a Fun and Affordable Holiday Party — Here's How

Entertain friends and family for cheap this year and and have a merry old time — once at the party, and again on bill pay day.

10 Things Besides Salary to Negotiate at Work

Everything's negotiable. Find what else you should be asking for from your boss.

Now or Later: How to Decide the Right Time to Buy Almost Anything

You need certain things, but when should you buy them? This shopping guide will help you decide for maximum savings.

7 Easy Ways to Raise Your Credit Score This Year

A good credit score can help you get better rates on big purchases or loans. Start boosting your score with some simple steps.

8 Crazy Things Tomorrow's Cars Will Do

These brilliant concept vehicles of the future give even the Jetsons a run for their money. Find out what your next car may do.

6 Mobile Payment Tools You Should Start Using Today

Everything else has gone digital, why not your credit cards? Check out these mobile payment tools you can start using today — and leave your wallet at home.

6 American Cities With the Highest Minimum Wage

A livable wage is a hot-button issue most can agree on. These six American cities are leading the way to sustainable minimum wages.

Gratitude and Frugality

Feeling thankful can be one of the most powerful — and inexpensive — things in life. Discover frugal ways to express your gratitude.

7 Things to Consider Before Paying for an MBA

A Master's in Business Administration can add millions to your lifetime earnings potential, but it won't come cheap. Is it worth the cost?

The Best Credit Cards with Sign-up Bonuses for Hotel Stays

These hotel credit cards offer easy redemption for free stays and other nice perks.