Hot Today

Wise Bread articles that are hot today.

This Is Why Your Credit Limit Was Lowered

Your credit limit is not a fixed number. If it went down, here's why.

6 Ways to Celebrate a Raise Without Spending It All

When you get a raise, it's tempting to go all out and celebrate. You can still do that — without spending all your new hard-earned dollars.

Doubling Your Money with the Rule of 72

Did you ever wonder how financial professionals can so quickly mentally calculate how much money you’ll have in 30 years based on an investment return? Seems like magic, huh? Well,

Miser v. Stunna: A Case Study

Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and w

Travel Planning With Class

Bring up class and most people start to get touchy. Unfortunately, it's an unavoidable reality when traveling. Different groups of travelers define themselves and others by cla

Joy of Life Club

Want to stay in San Francisco but don't want to pay an arm and a leg? Want more out of that $100 + a night stay in the city in the way of personality? Want some place that'

Paying for Pregnancy and Birth Without Health Insurance

Babies are expensive and seemingly un-affordable if you don't have insurance to cover the cost of pregnancy and birth. Here are some options for the uninsured.

Ask the Readers: Will You Shop Back-to-School Sales?

Tell us whether you shop back-to-school sales and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Love Makeup or Jewelry? Surprise Yourself With a Wantable Box.

Wantable promises to send you makeup or accessories that match your personal style. If you don't mind the cost, this service could score quality goods at half price or less.

Buyer Beware: The Weakest Banks Often Offer the Highest Interest Rates

Today the troubles of IndyMac bank was splashed in the headlines. Its stock has fallen to nearly $0 and depositors are making a run at closing their accounts. IndyMac has been con

Opt-out of the wasteful $26 billion phone directory industry

In this day and age of the internet, free Google 411 and a host of other paperless directory services, what use do the big, fat phone directories serve? I don’t know about you, but

Ask the Readers: What Subscriptions Do You Have?

Tell us about your subscriptions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Real Value of Forever Stamps

Considering that I pay most bills online, I don’t use a whole lot of postage stamps these days. When I do, however, it almost always involves me digging through piles of paperwork

7 Ways to Generate New Leads for Your Side Business

If you want to start earning good side income, it doesn't make sense to invest money in traditional marketing efforts right away. Here are 7 cheap or free ways you can use to

9 Ways Americans Are Spending Differently (but Not Less)

After several years of decline, Americans are spending more again, but in different ways. For the frugal-minded, it's a reminder that thrift is an endurance race, not a sprint.

Build Savings Faster With a Multiple Account Strategy

Trying to manage all your expenses out of one savings account? Your finances might actually be a little simpler with two or three accounts.

The "Secret" Credit Card Perk That Saved Me $300

What to do when a purchase breaks after the warranty is over? Read your credit card fine print — you might be able to get a full, no-string-attached refund.

Diva On A Budget - Living The Good Life When Your Fortune Isn't So Great

Diamonds may be a girl's best friend but in this economy, most of us are foregoing that friendship in order to make ends meet. But just because we're not rolling in the dough doesn

Buy These 9 Christmas Gifts Now and Save

Make your Christmas shopping list, shop it now, store 'til December, and you won't have to check it — or your bank account — twice.

The 5 Best Lipsticks

Keeping your lip color fresh isn't easy, but it can be. Just use any of these lipsticks and your pout will remain perfecto all day long.