Hot Today

Wise Bread articles that are hot today.

Your equity was always imaginary

You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet.  It's an expression that

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

Why You Don't Need a College Degree to Succeed

Many people think you need a college degree to have a successful career, but that's not always the case — check out these jobs.

Eating at the Intersection of Cheap and Healthy

A lot of healthy food — organic, locally grown food — comes at specialty food prices. But with some planning and smart shopping, you can eat both well and cheap.

Ask the Readers: Will You Be Shopping on Black Friday?

Tell us whether you are shopping on Black Friday and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Maximize the Value of Your Airline Miles and Points

Should you pay with points or pay with cash? Learn how to apply the Two Cent Rule and maximize the value of your travel rewards.

12 Ways a Deep Declutter Can Improve Your Life

Too much stuff getting in your way and getting you down? Part cleaning and part therapy, deep decluttering clears ours heads while it clears out space.

8 Online Stores With Surprisingly Great Clothing Deals

Discount retailers aren't the only places to get great fashion deals online. Check out these surprising name brand options.

5 Ways to Say "No" to Friends and Family

It's not always easy to say no to the people you love. Reclaim your time while keeping your relationships with these five ways to say "nay."

The Highest Yielding "Safe" Investment Now - Tax Exempt Money Market Funds

Last year I wrote an article about how I used my Vanguard Tax Exempt Money Market Fund as a high yield checkings account, and this week I suddenly got quite a few hits for that art

What You Need to Know About Writing a Will

Up to 40% of Americans age 45 and older don't have a will. It's high-time you got out of that statistic.

Ask the Readers: What Is Your Biggest Monthly Expense?

Tell us about your biggest monthly expense and we'll enter you in a drawing to win a $20 Amazon Gift Card!

7 Reasons Why I Savings Bonds Are a Good Choice for New Investors

Safety, low minimums, and other advantages make I Saving Bonds a good choice for new investors.

The 5 Best Scanners

Whether you're trying to preserve family photos or make your office paperless, you can do it with one of these excellent scanners.

10 Frugal Reasons to Compost

Looking to live a little greener and save a little more green? Give composting a try!

4 Deadly Mistakes You Must Avoid When Pursuing Your Dreams

We often get stuck in arbitrary things. We make excuses. We try to find shortcuts, and we try to do all these things that in the end only prevent us from reaching our goals.

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

Choose the Best Travel Rewards Credit Card with this Guide

Choosing the right travel rewards credit card doesn't have to be complicated. Here's a simple guide to get you on the right track.

Live Long and Prosper With These 15 Small Healthy Habits

When it comes to living longer, healthier lives, it's the little things that count. Add a few (or all!) of these habits to your routine and feel better, longer.

6 Signs You Aren't Making Enough Money

Stuck in the paycheck to paycheck rut? You either need to spend less — or earn more — money.