The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Your itinerary is set and the lodging and flights booked; now the only question is what to pack. Here are some tips to help you pack light and be prepared.
Wise Bread articles that are hot today.
How a Simple "Do Not Buy" List Keeps Money in Your Pocket
Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.
Are You Letting FOMO Ruin Your Finances?
FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.
18 Cool Jobs for Fashion Lovers
Put your killer fashion sense to work and get a gig in the fashion world.
The Meaning of Milk Label Colors
Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.
9 Ways to Reverse Lifestyle Creep
More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.
Best Lenders for Personal Loans
Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.
15 Surprising Insurance Policies You Might Need
For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?
Cheat Sheet: Retail Markup on Common Items
Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
22 Ways to Reuse Paper
Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.
5 Things Your Real Estate Agent Wishes You Knew
If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.
5 Personal Loan Fees You Should Never, Ever Pay
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Make Flying Easy: The Ultimate Carry-On Packing List
Your itinerary is set and the lodging and flights booked; now the only question is what to pack. Here are some tips to help you pack light and be prepared.
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
Credit Card Signatures Are Going Away — Should You Be Worried?
Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?
Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?
There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.
Breaking the Bread Code: How to Get the Freshest Loaf
Discover the color code that will lead you to the freshest loaf on the store shelf every time.
6 Secrets to Mastering the Debt Snowball
The debt snowball method really, truly works. Now, you just need to master it!
The 5 Best Hyaluronic Acid Serums
If you're looking to give hyaluronic acid serum spin, any of the five below are excellent picks that won't break your budget.
5 Retirement Accounts You Don't Need a Ton of Money to Open
Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.