Hot Today

Wise Bread articles that are hot today.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

14 Ways to Make Your Yard Look Awesome for Under $100

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

7 Apps That Make Budgeting Fun — No Really!

Budgeting can be a bummer. Take the bore out of the chore and manage your finances from your phone with these fun apps.

Breaking the Bread Code: How to Get the Freshest Loaf

Discover the color code that will lead you to the freshest loaf on the store shelf every time.

10 DIY Dog Toys You Can Make for Pennies

Instead of spending oodles of cash on toys your pup is only going to rip apart, make these cheap, easy, and sturdy dog toys with items you already have.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

3 Online Affiliate Programs That Can Make You Extra Cash

Looking for ways to bring in some extra cash? These affiliate programs might be the answer.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

6 Secrets to Mastering the Debt Snowball

The debt snowball method really, truly works. Now, you just need to master it!

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

9 Ways to Tell If a Stock is Worth Buying

Wondering whether a stock is worth your investment? Here are a bunch of ways to decide!

The Best and Worst Times to Go Grocery Shopping

Maximize your shopping efficiency and minimize your food spending by mastering the art of grocery store timing.

How to Protect Your Credit After the Equifax Breach

In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

How to Step Out of Your Comfort Zone and Try Something New

Trying something new can feel exhilarating — and completely terrifying. Learn how to get over your fear to do something fresh and exciting.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

You’re Fired! 20 Signs That a Pink Slip is Coming

If you can answer yes to THREE or more of these questions, you may want to think about sprucing up your resume and dry-cleaning your best interview attire.