Hot Today

Wise Bread articles that are hot today.

How to Resist the Expensive "Once in a Lifetime" Mentality

Just because you think you'll only buy something once, doesn't mean it's worth spending your money on.

5 Downsides to a Bigger Paycheck

You just got a raise, but before you start celebrating, take a few minutes to think about how more money is going to change things for you.

How to Find Your New Identity After Retirement

Your job is part of who you are. What happens when you leave it?

The 7 Worst Travel Values

Vacation means treating yourself — and even splurging a little, but some travel deals simply aren't. Travel smart and avoid these tourist traps.

6 Ways to Stay Healthy While Working the Night Shift

Working the graveyard shift can do a number on your overall health. Create a routine that supports.

This Is Why Your Credit Limit Was Lowered

Your credit limit is not a fixed number. If it went down, here's why.

8 Good Reasons to Become a Contractor

There was a time, not that long ago, in which Americans would graduate from college, get a job, and stick with that job until retirement. For those of us who can risk a little more

Socially Responsible Investing Goes Green

You drive and drink responsibly, spend your money responsibly, and act responsibly, don’t you? But do you invest responsibly? Can you invest responsibly?

The Psychology of Money: How a T-Shirt Equals a Taco

Sometimes, really understanding your finances doesn't mean knowing the numbers — it means knowing how many tacos you can buy.

5 Downsides of a Reverse Mortgage

A reverse mortgage may sound like a good plan in retirement, but beware — these loans are not without their drawbacks.

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

The Frugal Guest's Guide to Surviving Wedding Season

Wedding season is the most costly season of all. Here's how to survive without breaking your budget.

12 Words You Need to Delete From Your Resume Right Now

HR staffers see a lot of resumes — and a lot of cliches, tired idioms, and lazy skill descriptions in them. Make your resume memorable by cutting these awful words.

19 Tips to Cut Costs by Using Your Oven Efficiently

The oven is not the most energy-efficient way to prepare your food. 19 tips to help you maximize your oven’s energy-efficiency, as well as to cut your cooking costs.

Xeriscaping to Promote Water Conservation

There are many benefits to what is known as Xeriscaping, or "dry" gardening. Xeric landscaping means planting native flowers and plants to your region that req

7 Mantras to Sharpen Your Resolve to Downsize and Declutter

Boost your decluttering efforts by tidying your mind with a clear mantra and stay focused on keeping only the things that satisfy your goals, wants, and desires.

These Apps Turn Saving Money Into a Game — Are They Worth It?

These apps promise to gamify your savings and investing, but is gamification really the key to better finances?

Big List of Things to be Happy About

When life gets frustrating, challenging, or just plain annoying, it helps remember (and celebrate) these little joys.

How to Watch Sports Without Cable TV

Cutting the cable cord is hard, especially for sports fans. But from online streaming to the good ol' sports bar, there are some ways to make it easier.

Five Beauty Products I've Learned To Live Without

Beauty products are my weakness. I don't feel as guilty spending money on them because they're always cheaper than 20 dollars (well, the ones I buy anyway). But this is a bad habit