Hot Today

Wise Bread articles that are hot today.

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

Why Holding Onto Too Much Stuff Is a Burden for Your Loved Ones

Material items will not follow you into the afterlife, so you might as well declutter your home while you're still here.

5 Tax Scams You Should Know About for 2018

Don't hand your tax refund over to fraudsters. Watch out for these common and costly tax scams.

5-Minute Finance: Track Your Spending

Tired of living paycheck to paycheck? It's time to start tracking your spending. All it takes is five minutes.

How to Turn Your Expertise Into a Side Hustle

Now that you've become an expert in a certain subject, why not make some money sharing what you know?

How Bond Prices and Yields Work

Thinking of adding some government bonds to your portfolio? First, let's take a closer look at how they work.

4 Easy Steps to Buying Lingerie for Your Wife, Girlfriend, or Significant Other

The first time my mother took me to a lingerie store, I felt like I was on the inside of an exploding confetti factory. There were so many colors and sizes and shapes and textures,

How to Get Laid Off: A Step-By-Step Guide

It seems ironic in this economy, and with a high unemployment rate, that anyone would want advice about getting kicked from a job. But last week a question was posed to me, and it

How Credit Cards Protect Your Purchases From Damage or Theft

You loved your fab new camera until your kid broke it. Check the fine print on your credit card account — you may be eligible for a free replacement.

Should You Get Life Insurance for Your Kids?

Life insurance for kids isn't just a sales gimmick. Here's what to consider before taking out a policy.

8 Travel Warnings You Shouldn't Ignore

When was the last time you took notice of a travel advisory before you took a trip? It could be extremely dangerous to ignore them.

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

6 Safe Places to Visit in South America

These South American destinations are beautiful, affordable, and safer to visit than you might think.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!

8 Seasonal Side Hustles That'll Cover Your Holiday Spending

The holidays are almost here! Feeling a cash crunch? These seasonal side hustles have your holiday spending covered.

How These 6 Assets Might Affect Student Financial Aid Eligibility

Financial aid is a huge help for every college student. Let's break down exactly what the FAFSA considers in its calculation.

Beware of These Common Debt Consolidation Traps

Debt consolidation can be a great help in eliminating debt, but it's not a cure all, and it isn't free. Here's what to watch for.