Hot Today

Wise Bread articles that are hot today.

5-Minute Finance: Checking Your Credit Score

Do you know your credit score? You should — and it only takes five minutes to find out.

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

6 Awesome Credit Card Tricks That Will Save You Money

Learn how to double sign-up bonuses, extend billing periods to 55 days, and earn rewards without wasting a dime.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

7 Ways to Entertain Party Guests on a Shoestring Budget

Throwing an unforgettable soiree doesn't have to blow your budget. Keep your party guests entertained with these helpful tips.

12 Fun Facts About Valentine's Day Spending

Fun fact: we spend a lot of money on Valentine's Day gifts — with the U.S. spending $1.5 billion on greeting cards alone!

52 Uses for Rubber Bands

The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

How to Build a Side Business While Keeping Your Day Job

You're ready to start a small business, but not quite ready to quit your day job. With a little smart planning, you can do both.

The 5 Best In-Home Dry Cleaning Kits

Keeping your clothes in peak condition isn't easy, but it can be. Just use one of these five in-home dry cleaning kits and you'll always look sharp.

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

Do You Barter? -- Tell Us and Enter to win $10!

Do you consider yourself to be a wizard at bartering? Are you considering opting out of the money economy for even more of your day-to-day business? If you have a tip, opinion, o

The 5 Best Compression Socks

Achieving muscle recovery as an athlete isn't easy, but it can be. Wear any of these compression socks and you'll be able to show off those athletic skills ASAP.

What Job Hunters Should Really Look for in a Job Offer

Taco Tuesday has a nice ring to it, but it won't help boost your bottom line. Look for a job with perks that really matter.

6 Ways Instagram Stars Make Money and Travel the World

Ever wonder how Instagram stars are able to make money and see the world? It's not an easy process, but the end result is certainly worth it.

Ask the Readers: How Often Do You Dine Out?

Tell us how often you dine out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

34 Smart Ways to Cut Your Electric Bill

You won't get rich quick by cutting your electric bill, but you can have a small victory every month by saving some of your hard-earned cash.

Voluntary Slavery

Discover one writer's take on why the "voluntary slavery" of our personal financial situations can keep us from acting in our best interest.