Hot Today

Wise Bread articles that are hot today.

5 Reasons Not to Apply for a Loan Modification in the Home Affordable Modification Program (HAMP)

The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.

7 Things Not to Buy on Black Friday

Don't count that doorbuster as a win just yet. Spending money on these bad Black Friday buys is more of a wallet-buster.

FINANCIAL IQ TEST: How Healthy Is Your Health Care Plan?

Are you maximizing your health care dollars? Do you have the right insurance? And do you know how to protect yourself? Here’s a Financial IQ Test to help you determine how healthy

5 Common Tax Mistakes We Need to Stop Making

Sure, doing your taxes can be tricky! But when it comes to these five mistakes, we really, really need to stop making them.

The 7 Best and Worst Ways to Ask for Help

Need a hand asking for assistance? We're here to help.

4 Questions to Ask Before Buying Refurbished Appliances

Refurbed appliances can be a great deal — as long as you don't get taken.

6 Self-Care Gifts to Give Yourself This Holiday Season

While you're rushing around finding the perfect gifts for loved ones, treat yourself, too.

5 Kitchen Luxuries That Are Worth It (and 5 That Aren't)

When it comes to saving time, cooking food right, and making meals delicious, these simple kitchen investments can go a long way.

6 Free Self-Care Rituals to Get You Through a Long Winter

When the weather outside is frightful, these free and easy self-care acts are cozy and delightful.

Guide to Better Style: The Curated Closet

Closet a mess? Wardrobe uninspiring? Take a look at how to transform the chaos into a collection that reflects your personal style.

The High Cost of Planning for the End of the World

Prepping for the end of the world covers all the bases — except for how much it'll cost you while the world still turns.

10 Ways to Get Great Hair Without the Salon

Save pricey salon days for a rare treat and get gorgeous, healthy hair with some simple (and cheap!) tricks.

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.

My 2016 Budget Challenge: Everything Breaks

The second installment of this Wise Breader's budget challenge finds Max on the verge of a breakdown.

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

8 Ways to Save on Accommodations Online

Believe it or not, you can pay less for your accommodations while traveling… or even get them for free!

Budgeting for Your Next Vacation: Yaycations

Here is a fun tool to help you figure out how you can save money, and then where that money can take you. It gives us a chance to dream big, and (even better) find ways to make tho

10 Questions to Ask Before Signing a Lease

Renting a home is more than just finding the right place. Make sure you know everything up front by asking these important questions first.

8 Job-Hunting Tools That Are More Important Than LinkedIn

LinkedIn is a key career development tool, but it's only one tool. If you aren't using these other online job services, you're limiting your job opportunities.

10 Vacation Rental Alternatives to Airbnb

Airbnb isn't your only solution for short-term vacation rentals. Check out these other sites, too!