Hot Today

Wise Bread articles that are hot today.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

The 5 Best Energy Efficient Light Bulbs

These bulbs can save you serious cash — and they'll all last 20+ years.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

5 Ways Your Instant Pot Can Save You Money

Your instant pot can save you a ton of time in the kitchen, but did you know it can also save you money?

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

10 Questions to Ask Yourself Before You Ask for a Raise

You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.

Boost Your Retirement Savings: Avoid 401(k) Fees

New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

10 Stores With the Best Price Matching

Start taking advantage of these great price match guarantees, and you'll never pay full retail again.

6 Reasons Introverts Make the Best Employees

Face it — introverts get a bad rap. Truth is these smart, sincere, and hard-working people are the perfect addition to your workforce.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

Should You Pay Your Kids For Good Grades?

Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

10 Old Knick-Knacks You Can Flip for Easy Cash

In need of some extra cash? Look around your home for some flippable vintage knick-knacks like these.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

The 5 Best Products for Oily Skin

There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.