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Wise Bread articles that are hot today.

Best Money Tips: Lower the Cost of Raising a Child

Today we found some stellar articles on lowering the cost of raising a child, meal starters to keep in your kitchen, and financial tips for newlyweds.

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as

Mommy, Where Do Stocks Come From?

"Mommy, where do stocks come from?" I guess you could say that a stock starts with an idea or a gleam in a business owner's eye...

Best Money Tips: Balancing Love and Money

Today we found some fantastic articles on tips for balancing love and money, saving big on winter utilities, and how to start an IRA.

Enter to Win Your Share of $500 in SmartyPig’s August Giveaway!

Don't miss your chance to win $500 in SmartyPig’s Giveaway for Wise Bread Readers!

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

The False Allure of Compound Interest

You've seen stories about compound interest adding up to big savings. That can happen — but often, it's not the whole truth.

How to Go From Two Incomes to One

A lost job, a new baby… You really can make the shift from two-income household to one with some easy budgeting tricks.

Unconventional Career Advice From "Parks and Recreation"

Watching "Parks and Recreation" is great way to have a good laugh — and pick up a few lessons that can help your career soar.

College Student Eating Survival Guide (Until Spring Break)

You've got two to three weeks until Spring Break and a meal card with zero balance left. Not enough time to look for a job until you go home to mom and dad's. How will you

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

How to Shop Online Safely

With the uptake in online shopping, so does online crime. Thankfully, there are a few easy things we can do to avoid becoming a victim of it.

You Shouldn’t Buy a Home If…

Home ownership isn’t for everyone. And even if it’s right for you, it might not be right for you right now. Read this to help figure out if you're ready.

Save Money on Appliances at any Time of Year

You may be looking into buying a replacement for that old fridge or dishwasher, but take a minute to run through these tips.

5 Great Choices for Free Online Data Storage

I have one of those USB jump drives, but I wanted to know if there were free storage options online for me. I found a whole bunch. Here are my favorites.

How to Save on Babysitting Without Ending Up on the Local News

When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.

The 5 Best Makeup Brush Cleaners

Keeping your makeup brushes clean isn't easy, but it can be. Just use any of these makeup brush cleaners and your beauty tools will last longer.

Ask the Readers: What Is the Best Career Advice You've Ever Been Given?

Tell us about the best career advice you've ever been given and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Who Should Pay for the First Date?

If you're dating, the rules of who pays the first time you meet can get murky. One writer clarifies the situation (hint: always bring your wallet).

Ask the Readers: Do You Have a Holiday Shopping Budget?

Tell us if you have a holiday shopping budget and we'll enter you in a drawing to win a $20 Amazon Gift Card!