Hot Today

Wise Bread articles that are hot today.

$8000 housing tax credit can now be turned into cash at closing according to FHA

As part of the Obama stimulus plan passed in January, first time home buyers in 2009 are entitled to a tax credit of up to $8000 that they do not have to repay. This tax credit was

Why Millennials Should Embrace Credit Cards

Millennials are super wary of debt — and credit cards. But embracing plastic responsibly is an important adult skill.

Deep-Clean Your Mattress for a Better Night's Sleep

You might wash your sheets frequently...but how often do you clean your actual mattress? Make it happen with these easy how-to guide.

Use the 80/20 Rule to Maximize Your Financial Opportunities

Stocks, bonds, insurance, retirement — where should you focus your limited personal finance resources? Use the 80/20 to find the solution.

Does A Dollar Buy What it Did a Year Ago? (Answer to win $10)

Does a dollar buy the same things it did a year ago? Share your experiences to be entered to win $10 in our Trivia Tuesday giveaway!

5 Ways to Prevent a Debt Spiral

Be the master of your fate when it comes to conquering credit card debt.

10 Money-Saving Gifts to Put on Your Wedding Registry

Start newlyweds on the right financial path with one of these thoughtful wedding gifts that celebrates the union with many happy returns.

Thrive as a Starving Writer--Lessons from the Experts

The web is full of advice for starving writers. And why not? Any writer has heard the advice "Write what you know," and one thing many writers know is about being a starving writer

Cheap and Easy Halloween Costumes for Kids

I love Halloween but hate paying high prices for kids' costumes. Over the years, I have managed to create a few costumes cheaply.

Should You Pay Your Student Loans With Credit Cards?

You can use a credit card to pay for just about everything — even other loan payments. But there's a catch.

7 Steps You Must Take to Protect Your Family Financially

One way to stay focused on financial planning is to remind yourself whom you are planning for. Follow these steps to secure their future.

5 Ways to Make More Money in Under 10 Hours a Week

Need to earn a couple extra bucks, but don't have a lot of time? Then these money-making side jobs are perfect for you.

9 Things You Can Do Right Now for a Frugal Holiday Season

Get your finances in order now, and this holiday season will be your frugal-est ever!

Dry Cleaning: Hazard to Your Wallet (and Maybe Your Health)

Dry cleaning may seem like a necessary evil but it can also be costing you more than you know. Learn why dry cleaning costs are so high and how you can stop letting this service ta

10 Companies With the Highest Paid Interns

Not all internships are created equal. While most interns are lucky to get minimum wage, there are some positions that pay the equivalent of a six-figure salary.

12 Smart Ways to Turn $500 Into a Better Future

Got $500 burning a hole in your pocket? Instead of blowing it on stuff, use it wisely to improve your finances, your home, or yourself.

Caption This Wise Bread Family Photo and Win $50!

Yup, those are my boys. Help me caption this Linsey family photo for a chance to win $50 Amazon gift certificate.

The Simple Holiday Budget Anyone Can Follow

'Tis the season for holiday spending. Despite all the red and green, this holiday budget will keep you in the black.

Score Coupons for Every Online Store (Even the Ones That "Don't Have Coupons")

Don't ever click "Buy" unless you have a discount code. Here's where to find those coupon codes, no matter where you shop.

How to Keep Your Kid's Rich Friends From Ruining Your Budget

When your kid has a rich friend, it can be hard to keep them in a frugal mindset. Here's how to remedy that.