Hot Today

Wise Bread articles that are hot today.

Are You Getting Charged by a Text Message Scam?

One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.

The 5 Best Sunscreens

Sunlight is great for mind, body, and spirit, but it's pretty tough on the skin. Get the benefits with less harm with one of these five best sunscreens.

6 Foods That Are Actually Cheaper At Whole Foods

We don't often visit "Whole Paycheck" when we're shopping for cheap eats. But for some staples, Whole Foods is surprisingly affordable.

7 Places to Get Vaccinated for Cheap or Free

Flu season is right around the corner. Be proactive about your health care with affordable vaccines for the flu and other preventable diseases.

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

7 Household Items That Are Better Second-Hand

Keep your eyes peeled at your next yard sale or thrift shop. These second-hand household items only get better with age.

2 Investing Concepts Everyone Should Know

Successful investors know how to get the most from compound interest and make sure they have the right asset allocation. Here's why these two investing concepts are so important.

Track your spending. Or not.

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by pe

How Much Money Will You Need to Retire?

Do you really know how much money you'll need to retire? Find out by filling out this short (but comprehensive) worksheet.

Do You Live In One Of America’s Most Foreclosure-Ridden Towns?

I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad deci

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

A variable income coupled with fixed expenses is tricky to manage. In this article you will find a five-step strategy that allows you to save effectively for retirement, take advan

5 Reasons Not to Apply for a Loan Modification in the Home Affordable Modification Program (HAMP)

The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.

7 Things Not to Buy on Black Friday

Don't count that doorbuster as a win just yet. Spending money on these bad Black Friday buys is more of a wallet-buster.

FINANCIAL IQ TEST: How Healthy Is Your Health Care Plan?

Are you maximizing your health care dollars? Do you have the right insurance? And do you know how to protect yourself? Here’s a Financial IQ Test to help you determine how healthy

How About a Price List at the Hospital or Doctor’s Office?

Restaurants show you how much your food costs before you order. When it comes to medical expenses, shouldn't it be the same?

5 Common Tax Mistakes We Need to Stop Making

Sure, doing your taxes can be tricky! But when it comes to these five mistakes, we really, really need to stop making them.

3 Ways a Master's Degree Can Boost Your Career

Want a chance to mingle with upper management? Getting a master's degree gives you more than just education — it can be a shortcut to network your way up.

8 Essential Pieces for Your Capsule Wardrobe

Lucky day! Capsule wardrobes are on trend again, which is great for closets and budgets. Start stocking your minimal collection with these smart basics.

The 7 Best and Worst Ways to Ask for Help

Need a hand asking for assistance? We're here to help.

Beat the Clock with Frugal and Simple Valentine's Day Ideas

Americans will shell out more than $15 billion for Valentine's Day gifts this year, but you don't have to empty your pockets to have a romantic day.