Hot Today

Wise Bread articles that are hot today.

The 5 Things With the Biggest Impact on Your Credit Score

Perplexed by those three little numbers? Here's the breakdown of what exactly makes up your FICO score.

What to Do When You Suspect a Scam

Don't fall victim to these faux finance calls. Here's how to protect yourself and your loved ones from a scam.

9 Surprising Uses for Empty Beer and Soda Cans

Don't throw away those empty beverage cans. With a few basic tools and a little imagination, you can put them to all sorts of uses.

5 Reasons You Definitely Need Renters' Insurance

Yes, renters, you totally need to insure your stuff — and yourself — from mishaps big and small. Don't economize here!

What You Need vs. What You Want and How to Tell the Difference

Learn to distinguish between what you need, what you need in certain conditions, and what you want.

25 Great, Cheap, and Easy Crock Pot Recipes

A crock pot can be your key to a fast and delicious dinner. These 25 recipes are simple, cost little, and, most importantly, taste great.

10 Smart Ways to Keep Your Entire Life Clutter-Free

Decluttering can seem like an overwhelming process. But there is a way to clear the clutter without the stress of decluttering. Promise!

A Comprehensive Guide to the Envelope System

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.

6 Awesome Credit Card Tricks That Will Save You Money

Learn how to double sign-up bonuses, extend billing periods to 55 days, and earn rewards without wasting a dime.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

Bar Stool Economics

Enjoy this lighthearted anecdotal story illustrating the North American tax system.

Ask the Readers: What Are You Most Thankful For?

Tell us what you're most thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5-Day Debt Reduction Plan: Pay It Off

Whether in a snowball or in an avalanche, it's time to freeze your debt for good. Try one of these strategies to get on track.

10 Things to Know Before You Start a Home Improvement Project

Don't take a hammer to that wall you want to tear down until you consider these things first.

31 Great Gifts That Keep on Giving

Don't give something that'll end up in the junk drawer. Instead, try one of these creative gifts that will be appreciated for months (or even years!) to come.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

7 Ways to Entertain Party Guests on a Shoestring Budget

Throwing an unforgettable soiree doesn't have to blow your budget. Keep your party guests entertained with these helpful tips.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

The 5 Best Backpacks

You have things you need to carry at all times, and a painless way to do so. Get any of these five backpacks and your stuff will always be taken care of.

How to Choose the Best Primary Care Physician

Choosing a primary care physician is one of the most important decisions you can make for your health. Here's how to make the best choice.