Hot Today

Wise Bread articles that are hot today.

6 Moves to Make Before Cutting Up Your Credit Card

Put the scissors down! If you haven't taken these critical credit card steps, don't cut up your plastic just yet.

How to Resist Lifestyle Creep and Still Have Everything You Want

Responsible financial management doesn't mean you have to live like a monk. It does mean you have to define — and choose — your own individual lifestyle.

Why a Deferred Annuity May Be a Smarter Buy Than Long-Term Care Insurance

Staggering long-term care insurance costs have retirees looking to an alternative solution; the deferred annuity.

8 Things I Learned About Money After Getting Married

For better or worse, marriage means learning how to manage money with a partner.

What to Do When You Can't Afford Your Child's College Education

Your kid just got accepted into their dream school, but the price tag can make it all feel like a nightmare. What to do now?

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

How the Self Employed Can Cut Health Care Costs

Health care is a wild-card for many freelancers and entrepreneurs. Take these steps for more control over your costs and options.

You Can Throw a Fun and Affordable Holiday Party — Here's How

Entertain friends and family for cheap this year and and have a merry old time — once at the party, and again on bill pay day.

New Tools for the Unbanked

Lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked.

How to live on $12,000 a year

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]

7 Liabilities That Will Ruin Your Net Worth

Building net worth isn't just about generating income. It's also about getting your borrowing under control.

8 Things You Should Always Pack in Your Carry-On

Make sure you always leave enough room in your carry-on for these travel musts. Don't leave home without them!

Fitness For People Who Hate Exercise

Working out at a gym is an effective way to get fit, but it can sure be dull. Here are some alternative exercise routines to keep your heart pumping without boring you to tears.

30 Ways to Use Up a Jar of Preserves

Too many jam jars jamming up the pantry? Don't toss 'em — you'd be surprised how many delicious dishes they can jazz up!

6 Solid Online Resources to Help You Find a Job

When job searching, those who have access to the best tools can keep their advantage in a tough market. Here are my favorite 6 online resources designed to help you find a job.

11 Instant Pot Meals That Prove Autumn Is the Best Season

Considering an instant pot, or already own one? Here are 11 fall-ish foods you'll want to make all autumn.

How to Spot Counterfeit Money

Have you ever gotten a bill where something seemed a little off? Ever wished you could quickly check to see if it was good? Well, here's how.

6 Fun Games That Teach Your Kids About Money

Teaching your children financial literacy is as easy as playing a game.

Yes, You Need Home Title Insurance — Here's Why

Home title insurance is one more fee in the closing costs pile. Do you really need it?

5 Money Moves to Make When It's Too Hot to Go Outside

Too hot to do anything productive? Think again! Give some of these summer money moves a try.