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Wise Bread articles that are hot today.

Pessimism Pays - Why Expecting the Worst Can Save You Money

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa

Why I was an AT&T wireless customer…for 72 hours.

For the last 7-8 years, I have been a loyal Virgin Mobile customer. I liked the prepaid pricing plan, the customer service, I didn’t want a large monthly bill or overage charges. E

Saving for Retirement: Highlights From Our Chat With CalSavers

Don't miss the highlights from our chat with CalSavers on Saving for Retirement!

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Topic: Keeping Your Money Safe! Join our conversation Beverly Harzog for chance to win $100 in Amazon gift cards!

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

10 Ways to Beat the Sunday Night Blues

The weekend is coming — hooray! Extend it to all the way to Monday morning by making Sunday night all about you and not about the week ahead.

The 5 Best Manual Toothbrushes

Keeping your teeth perfectly clean isn't easy, but it can be. Just use any of these five toothbrushes and your teeth will stay bacteria-free and healthy.

10 Holiday Gifts That You (Yes, You!) Can Make With Paper

Looking for a fun, frugal, DIY holiday gift? You can make many wonderful gifts from paper, and all you need is a little inspiration, ambition, and a few pieces of paper.

Buy These 9 Christmas Gifts Now and Save

Make your Christmas shopping list, shop it now, store 'til December, and you won't have to check it — or your bank account — twice.

Who to Hire: A Financial Planner or a Financial Adviser?

Believe it or not, financial advisers and financial planners are not the same thing!

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Improve Your Giving With 5 Smart Charity Tricks

Make the most out of your efforts to give back and you'll do the most good. It's easy to be extra charitable!

The Second-Best Way to Make your Household More Secure

You already know the best way to make your household finances more secure: emergency fund, insurance, diversified investment portfolio, marketable skills. But once you're doing

The 5 Best Office Chairs

A good office chair is good for your productivity and good for your back. Here are our best five office chair picks.

The 5 Best Cloth Napkins

Cleaning up food messes isn't always easy, but it can be. Use any of these cloth napkins and you'll be able to keep the kitchen clean.

14 Things Good Hosts Never Do

You're sure to be the host with the least if you're doing any of this at your next gathering.

The 9 Hidden Costs of Drinking

Drinking isn't cheap, especially if you aren't aware of these nine hidden costs.

10 Homemade Child Products That Are Cheaper and Better Than Store Bought

Kid stuff is expensive! You'll save a lot and wind up with better kid stuff if you make these common products at home, instead of buy.

The 5 Best Waterproof Phone Cases

Keeping your phone dry at all times isn't easy, but it can be. Use any of these waterproof phone cases and your phone will be able to brave all the elements.

Beat Back the Zombies: 4 Ways to Avoid Sleep Deprivation

Seventy percent of Americans don't get enough sleep. Follow these suggestions to ensure you're not one of them.