Hot Today

Wise Bread articles that are hot today.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

9 Old-School Jobs That Are Making a Comeback

While some careers are clinging on for dear life, others are experiencing a powerful second wind. Is yours one of them?

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

8 Things You No Longer Need to Keep in Your Wallet

Is your wallet weighing down your pockets? Ditch the old school wallet and go digital.

6 Ways to Score Free Food at Chick-fil-A

Love Chick-fil-A? Get your fill — or more — with discounts and freebies from the popular quick serve chicken sandwich chain.

10 Things Financially Savvy People Don't Do

People who are smart with their money don't make these common personal finance mistakes. Do you?

Book Review: Early Retirement Extreme

Think you can live on one-tenth of your current income? If you're ready to downsize, this book can help you retire long before you ever thought possible.

7 Ways to Compare Stock Market Investments

There are thousands of investments out there. If you want to find the "best" ones, you need to learn how to compare them.

8 Questions to Ask on a College Tour

Picking the right college is as simple as knowing the right questions to ask.

What Job Hunters Should Really Look for in a Job Offer

Taco Tuesday has a nice ring to it, but it won't help boost your bottom line. Look for a job with perks that really matter.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

If You're Lucky Enough to Receive a Pension, Here Are 6 Things You Need to Do

Pensions are pretty much a thing of the past. If you're lucky enough to get one, here's how to make the most of it.

5 Hair Conditioners You Can Make at Home

No matter what kind of hair you have, you can keep it beautiful naturally with one of these five simple, natural homemade hair conditioners.

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Good news! There are several ways to rack up travel points and miles without the use of a credit card.

12 Reasons You Can't Focus — And How to Fix It Now

A wandering mind is no friend to productivity. If you can't focus, it might be due to these 12 unhealthy habits.

5 Ways Freelancers Can Promote Their Work Without Social Media

You don't need to stay plugged in to social media to promote your freelance career. Try these other ways to reel in clients.

These 5 Apps Will Help You Finally Organize Your Money

Any one of these easy-to-use apps will help you start and keep a budget that works for you. What are you waiting for?

How to Use Budgeting Skills to Improve Your Time Management

Managing your time requires some of the same skills as managing your money. Here's how to master both.

Refinance These 4 Common Debts Before Year Ends

Get the jump on your New Year's debt resolution. Refinance these four loans by December 31st!

5 Countries Where You Can Retire for $1,000 a Month

Low cost-of-living is the name of the game in these beautiful countries where you can retire for less than $1,000 per month.