Hot Today

Wise Bread articles that are hot today.

4 Surprising Reasons to Always Use Your Credit Card

Did you know that your credit card has built in protection for your purchases?

Using Time Horizons to Make Smarter Investments

A time horizon is the length of time you can leave money in an investment before you need it. Apply this concept to improve your financial health, now and later.

Ask the Readers: Have You Started Saving for Retirement?

Tell us whether you've started saving for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Signs the House You Want to Buy Is a Money Pit

Ready to dive into home ownership? Look beyond appearances to spot potentially serious — and expensive — repair and maintenance needs.

Should You Pay Down Debt First or Invest?

To pay down debt, or to invest? That is the question. How do you decide which way to tip the scales?

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

The Upside of Down

As we watch the markets sink and gyrate, it's a scary time. There's talk of a major recession. While the downsides of a downturn are obvious and very real -- lost work, lost invest

Can You Afford to Have a Baby?

Here are some financial considerations to plan and account for prior to sprouting your own little guys.

12 Reasons Your Debt Isn't Diminishing

Uh oh — your debt burden has hardly budged from your initial starting balance. What are you doing wrong?

Start a Business for Next to Nothing

Typically, one of the major necessities in business start-ups is a hefty financial commitment. However, there are ways to start a business for much less.

Beat Stress With These 28 Inexpensive Pastimes

Got time to kill, but no money to burn? Try one of these low-cost (or free!) pastimes. You’ll beat stress and maybe learn a thing or two!

10 Clever Ways to Keep Cool When It's Stupid Hot Out

It's almost July and that means it's hot out for most of you. Keep your cool without losing your shirt with some clever hot air hacks.

How to Be Happy and Married: 24 Tips from a 24-Year-Old Marriage

My husband and I celebrated our 24th anniversary last week. Here are a few things I've learned about having a happy, long-lasting marriage.

Three E-Books to Help You Make Money, Travel, and Change Your Life

It’s no secret that many of us are looking for something different in life. And one of the biggest things we can change about our lives is how we work. If we are not tied to a desk

8 Free (and 4 cheap) Things to Do in Auckland with a Toddler

Sometimes getting out and exploring a city, especially when traveling overseas, can be difficult to do with young children. While this list may contain specific free and cheap item

15 Cheap and Ingenious Ways to Upgrade Your Furniture

Sprucing up your furniture and your space doesn't have to be expensive — or difficult. Here's how update your old stuff for cheap!

20 Snacks That Will Keep You Energized Through the Day

Power through the mid-morning slump and afternoon doldrums with a healthful handful of these nutritious, energy-rich snacks.

7 Decisions That Seem OK Now, but Might Ruin Your Finances Later

"It seemed like a good idea at the time," is not something you want to tell yourself about a money decision. Beware of these money traps!

Book Review: Hot (Broke) Messes - How to Have Your Latte and Drink it Too

Nancy Trejos is a personal finance writer for the Washington Post. While she was advising readers on financial problems, she was actually so broke that she had to ask her hardwo

5 Smart Ways to Save on Smartphones

Shake that expensive phone and service plan with these smart strategies.