The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Wise Bread articles that are hot today.
Why You Should Call Your Mortgage Lender Every Year
When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.
15 Surprising Insurance Policies You Might Need
For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?
5 Personal Loan Fees You Should Never, Ever Pay
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Are You Letting FOMO Ruin Your Finances?
FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.
5 Things Your Real Estate Agent Wishes You Knew
If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.
How to Use Credit Cards to Improve Your Credit Score
There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.
Quickly Remove Scratches From CDs and DVDs
Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.
How to Pull Your Small Business Out of a Cash Crunch
End the anxiety that comes with running a business on poor cash flow by using these strategies.
The 5 Best Products for Oily Skin
There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.
Should You Pay Your Kids For Good Grades?
Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.
11 Simple Rules of Excellent Houseguest Etiquette
Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.
7 Reasons You Shouldn't Hire a Friend for Professional Services
Before you hire your BFF to work for you or alongside you, consider these potential downsides first.
7 Apps That Monitor Your Credit for You
There's an app for everything these days — even credit monitoring. Now there's really no excuse!
10 Questions to Ask Yourself Before You Ask for a Raise
You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.
How to Prepare Your Money for the Coming Economic Slowdown
Experts warn an economic downturn may be on the horizon. Is your money prepared?
10 Must-See Museums in the U.S.
If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
The 5 Best Products for Dry Skin
If you're looking for a new product to hydrate your skin, look no further than these five!
Investing Is Great, But Saving Is Even Better
The key to a healthy investment portfolio isn't great returns — it's saving a lot of money.
How to Pick a Travel Insurance Policy
Travel insurance can be worth the cost, as long as you pick the right one from a company you trust. Here's how to do that.