Hot Today

Wise Bread articles that are hot today.

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

How to Shop Online Safely

With the uptake in online shopping, so does online crime. Thankfully, there are a few easy things we can do to avoid becoming a victim of it.

Savers suffering as rates fall--what to do

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the cr

Should your standard of living rise?

Studies show that a high standard of living doesn't make people happier. People who live in mansions and penthouses aren't any happier than people who live in suburban houses, sma

5 Things You Should Never Buy on Groupon or LivingSocial

The venerable daily deal sites offer big savings, but from counterfeit cosmetics to pointless promos, these Groupon and LivingSocial deals aren't.

Discover Bank Review: You Know the Card, but What About the Bank?

With competitive rates and all the familiar online banking products and features, Discover Bank is worth considering for your banking needs.

Budgeting for Study Abroad: What You'll Need, and How to Access Your Money

Studying abroad introduces students to a culture...and it can also be a crash course in budgeting and cash management. Here's what you need to know.

5 Lessons That Teach Your Kid to Be Their Own Boss

Even if your child isn't interested in self-employment later in life, these entrepreneurial skills will help no matter what life or career path they pursue.

The 5 Best Body Scrubs

Keeping your skin fresh and blemish-free isn't easy, but it can be. Just use any of these body scrubs and your skin will shine bright like a diamond.

Get out the Vote and Grab a Tall Starbucks Coffee for Free!

Voting anxiety is kickin' in big time. With only a couple days left until the final vote, many are more than ready to make their voices heard – and then head back to life as norma

Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl

How to Select the Best Jeans for Your Money

Scoring jeans for super cheap is great — but it's even better when they're long lasting. Here's how to score the most valuable pair of jeans for your buck.

Tasty Treats to Make With Mulberries

It’s one of my favorite times of year. The volunteer mulberry trees in my yard have begun popping with mulberries, and the kids have come inside from a morning out in the yard wit

I Earned 20% More After Reading This Book

Within the last 30 days, I've increased my monthly income by about 20 percent and I give credit to to a book from 1944: How to Stop Worrying and Start Living by Dale Carnegie. In t

10 Essential Steps to Take Before a Job Interview

You've made it to the interview; don't blow it now. You won't if you follow with 10 step pre-interview plan.

6 Surprising Things You Still Can't Do Online in 2016

You can do everything online, right? Not yet!

4 Top Money Lessons to Learn From Ruth Soukup's "Unstuffed"

Ruth Soukup's new book "Unstuffed" sheds light on how clutter affects more than just your space.

Resources for Freelancers

Changes in the economy have pushed more and more people into part-time, temporary, and freelance work, as more and more companies cut back on traditional, long-term, full-time empl

5 Ways American Retirement Is Changing

American retirement isn't what it used to be. Are you adapting with the changing times?