Hot Today

Wise Bread articles that are hot today.

Book review: Retire on Less Than You Think

Halfway through Fred Brock's book Retire on Less Than You Think: The New York Times Guide to Planning Your Financial Future, I was already drafting a review that would

How to Save for Retirement Without a 401K

Work doesn't offer a 401K plan — now what? Get proactive and create a retirement plan for yourself.

6 Surprising Ways to Maximize Your Savings at Home Depot

The big box hardware and supply stores already offer big discounts over smaller stores. Learn how to save even more with some smart shopping.

The 7 Best Credit Card Debt Elimination Strategies

You want out of credit card debt, and you want out fast. You have several options — which will work for you?

5 Ways Good Manners Make You Wealthier

Getting rich isn't easy. But it can be a whole lot easier if you mind your P's and Q's!

2 Investing Concepts Everyone Should Know

Successful investors know how to get the most from compound interest and make sure they have the right asset allocation. Here's why these two investing concepts are so important.

Big List of Senior Discounts

If you're over the age of 55, you can start saving more money on everyday things with this big list of senior discounts.

Don't Ruin an Antique! How to Tell If You Should Refinish Wooden Furniture

Refinishing your grandmother's old dresser might be a terrible idea. Learn when you should refinish wood furniture, and when you should use a professional.

Ask the Readers: What Is Your Best Spring Cleaning Tip?

Tell us your best spring cleaning tip and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Ways to Haggle Your Way to Cheaper Rent

If you love the apartment, but not the price, learn how to negotiate with the landlord and find the price that's right for both of you.

Landscaping for Energy Conservation

Over time, investing in green landscaping can reduce your heating bills as much as 25 percent and summer cooling bills by 50 percent or more.

5 Things Debt Collectors Don't Want You to Know

Debt collectors sometimes have a few sneaky tricks up their sleeve. Beat them to the punch by knowing your rights.

Reverse engineer the best time of your life

Everybody has a "best time" of their life. Maybe it was the summer you spent hiking the Appalachian trail, or a semester abroad during college, or the second half of the first yea

The 5 Best Anti-Itch Creams

Finding the right itch cream when your skin is irritated isn't easy, but it can be. Use any of these five anti-itch creams and you can say goodbye to that itch.

Would you get rid of credit cards if stores give more discounts to customers who pay cash ?

I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer h

10 Small Mistakes That Can Ruin Your Finances

You have a steady job, and you think you have your finances in control — what could go wrong? Lots, if any of these minor mistakes trip you up.

5 Reasons Not to Apply for a Loan Modification in the Home Affordable Modification Program (HAMP)

The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.

Are You Ready to Turn Your Hobby Into a Business?

Hey! You've gotten pretty good at your hobby, and everybody says you'd make some real money at it if you tried. But should you?

Best Money Tips: Simple Ways to Spread Happiness

Today we found articles on simple ways to spread happiness, free ways to learn self-defense skills, and cleaning mistakes you didn’t realize you were making.

Love Your Geek: 10 Romantic Gifts for Under $25

So he’s not a Heisman trophy winner — and she’s not MAXIM material. Your geeky mate is still perfect for you, so express your feeling with the perfect gift. We scoured the web in s