Hot Today

Wise Bread articles that are hot today.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

What Does Checked Baggage Insurance Cover?

Good news! Your credit card's checked baggage insurance might cover you if your luggage is lost.

25 Gifts That Save Money

Want to go a step beyond gifts that are useful? Every single one of the items on this list can help save money. Now THAT is a gift that keeps on giving.

20 Cheap and Easy DIY Kitchen Improvements

Does your kitchen need help? These DIY improvements are frugal, foolproof, and we have to admit — just plain fun!

Why Holding Onto Too Much Stuff Is a Burden for Your Loved Ones

Material items will not follow you into the afterlife, so you might as well declutter your home while you're still here.

Make Your Own Moon Sand, Dirt Cheap

While moon sand is certainly not a bank-breaker, it is costly for what is basically wet sand. So, I did a little digging and discovered a way to make your very own moon sand.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

The Ethics of Free: Is it Wrong to Get Free Stuff?

The problem with free is that it doesn't mean something is really free. It just means that someone else has paid for the product or service instead of you.

4 Affordable Destinations That Are Safer Than You Think

These four international destinations have dark reputations, but these days they're relatively safe, and absolutely affordable.

30+ Cash Back Sites to Earn You Thousands Per Year

Cash back sites and apps let you save and even earn cash in unique ways. Try one of these sites on your next shopping trip!

8 Fun Facts About Credit Cards

Your monthly credit card statement may not offer much joy, but these fascinating credit card facts are pure fun.

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

How to Choose the Best Primary Care Physician

Choosing a primary care physician is one of the most important decisions you can make for your health. Here's how to make the best choice.

3 Online Businesses You Can Launch In No Time

Looking to bring in some extra cash? These online businesses are so easy to set up that you'll be in full-on hustle mode immediately.

How Baking Soda Took My Bathroom from “Yuck” to Yes!

Thinking of jumping on the “all-natural” cleaning bandwagon? Leary of the results? Addicted to your own brand-name cleaning habit? Take a look at these startling before and afte

9 Career Tips Your Younger Self Would Give You

There's a lot you wish you could say to your younger self. But your younger self has some sound job advice for current-you, too.

Good Luck, Bad Luck: Who Can Tell?

Is your glass always half-full or half-empty? Maybe it's time for an entirely new perspective.

31 Productive Things to Do in January to Start the New Year Off Right

Make this year your greatest by making January your most productive month ever with this collection of simple, life-enhancing daily to-dos.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

6 Quick Ways to Retrain for a New Career

If your current gig isn't doing it for you anymore, you can retrain — quickly — for a new line of work.