Hot Today

Wise Bread articles that are hot today.

How to Make Your Own Mulch: A Beginner's Guide for the Lazy Composter

I have become an avid small-garden and container gardener. In the process, I've also gotten very eco-conscious about what I put on my plants and in my garden. I began to research e

12 Frugal New Twists on Classic Lemonade

Lemonade is pretty great all on its own, especially during summer. Make it even better with some tasty new twists you simply must try.

6 Brands With the Best Warranties

If the products from these brands disappoint you in any way, rest assured that their customer service won't.

25 Secrets From the World's Most Frugal Frequent Travelers

From booking to baggage, these frequent travelers have been there and done that. Here are their best tips for taking the hassle and hidden expenses out of travel.

Create a Reverse Bucket List to Improve Your Money Management

A "reverse bucket list" — a running tally of all the wonderful things you've already accomplished — can be the perfect personal finance motivator.

Ruthless Frugality

Put some thought into where really cheap stuff comes from.

3 Easy Ways to Save Money With Twitter

Who knew there were such great deals to be found in such small messages? You do, now! Learn how a few minutes on Twitter can help keep your wallet full.

Financial IQ Test: How Healthy Is Your Financial Plan?

Does your financial plan excite you? (Because it should). Here is Financial IQ Test to help you determine how healthy your financial plan is.

These 10 Words and Phrases Are Keeping You From Getting a Raise

What you say and how you say it really matters to your career. Cut these troublesome words and phrases and bask in the accolades that follow.

10 Items You Will Never Regret Bringing on a Trip

Don't suffer from packer's remorse: These travel items should always have a place in your bag.

6 Conversation Tricks That'll Get You Out of a Political Discussion

Slide out of a tough political fight unscathed with these smart tactics.

11 Reasons Your Credit Card Application Was Denied — And What You Can Do About It

Denied! Find out why your credit application was rejected by the bank, and then take steps to tighten your finances, and improve your credit score.

Peak Debt and Income

When stimulating the economy, is it better to invest in the rich or the poor? Learn whether supply- or demand-side techniques are best.

Military Members Can Still Utilize Homebuyer Tax Credits

Last year, homebuyer tax credits helped boost the real estate market. Until April 30, certain service members can still take advantage of this benefit.

4 Reasons Why a Roth IRA May be Better Than Your 401(k)

Which is better, a Roth IRA or 401(k)? A mix of both may be your best option - here's why.

5 Money Moves That Will Ruin Your Mortgage Application

You're ready to be a homeowner — but if you make these missteps with your money, you can kiss your mortgage application goodbye.

5 Ways Carry-On Luggage Can Save You Time and Money

Airline travel is not much fun, so it makes sense to reduce the burden by packing less and not checking bags. You'll save time, money, and hassle.

How to Choose the Perfect Country to Retire In

Choosing which country to retire in can be tough. Here's how to ensure you make the right decision.

10 Indulgent Desserts That Are Actually Good for You

Oh, go ahead! These after dinner treats will satisfy your sweet tooth and do your body some good. Yum!

8 Ways to File Your Taxes for Free

If you made less than a certain amount last year, you can file for free, even with popular tax-prep software. You have lots of other free options, too — use them!