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Wise Bread articles that are hot today.

Here's Why Your Parents Could Buy a Home While You Still Rent

Your Baby Boomer parents could afford to buy their homes. Why can't you?

4 Inexpensive Breakfasts in Under Five Minutes

Time is a precious commodity in the mornings, but there are options beyond the drive through. Some of these recipes can be made even cheaper, if you’re willing to put in a

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

The Basics of CD Laddering

To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.

25 Ways to Save on a Shoestring

Bootstrap your savings with these tips and strategies from personal finance expert Dr. Barbara O'Neill and find lots more in her book Saving on a Shoestring.

Retirement for Stay-at-Home Parents

Many families make a sacrifice by having one parent stay at home to raise their children. If the stay-at-home parent remains at home and unemployed for the majority of his or her

What to Do If You Didn't Save for Your Child's College

The best time to start saving for your child's education was 18 years ago. If you missed out, there are still ways to help them afford college.

6 Places to Find Freelance Writing Jobs

As side gigs go, freelance writing isn't bad, so long as you have the research and writing skills — and know where to find the jobs. Start here.

10 Steps to Update Your Look on a Budget

Have nothing to wear? Use this simple plan to update your wardrobe without breaking the bank.

10 Reasons Why You Should Ask for Cash This Christmas

If you're reluctant to put greenbacks on your wishlist, don't be. Cash is a great gift to give — and to receive.

9 Old Kitchen Tools You Can Flip for Cash

What's hiding in the back of your kitchen drawers and cabinets? Cash, that's what.

8 Expensive Recipe Ingredients That Are Easy to Replace

When a recipe calls for something fancy, don't worry! You can save money with one of these less-expensive substitutes.

Should You Sign Up for That Store Credit Card?

Store credit cards are sometimes good for building credit. But their terms can make them less attractive than many other cards. Should you get one?

10 Money-Saving Habits You Should Never Apologize For

This is your life to live, and you should never feel bad about making decisions that save you money.

11 Food Additives You're Probably Eating Every Day (and What They Do)

It's almost impossible to avoid these 11 food additives in a modern, processed-food diet. Learn what else is in your food besides food.

10 Cheap Ways to Make Your Apartment Awesome (Without Losing Your Deposit)

Upgrade a drab apartment with some clever, frugal design ideas that won't leave a mark, so you can leave with your deposit.

5 Questions to Ask Before Signing Up for a New Credit Card

Getting a new credit might mean more rewards, or just a better utilization ratio. Just be sure you understand the ins and outs before you sign.

12 Unique Ways to Use School Supplies

If you went overboard stocking school supplies this year, don't fret. There's plenty of cool re-uses for your plethora of pencils and erasers.

Take These 10 Items off Your Wedding Registry Immediately (Plus 5 to Add ASAP)

China and silverware are traditional registry items — but who ever uses it? Make your registry personal by replacing traditional with "right-for-you."

4 Benefits to Wearing a Pedometer at Home

From improving your health to interacting with your kids more, there are compelling reasons to wear a pedometer — even if you spend all day at home.