Hot Today

Wise Bread articles that are hot today.

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Seven Tips For Buying a Second Hand Car and Walking Away Happy

Here are a few tips to help make sure the second-hand car you are buying doesn't end up being a second-hand nightmare.

The 7 Laws of Negotiation

Over the past couple of decades, I’ve distilled successful negotiating down to seven key principles.

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

Book review: The Self-Sufficient Life and How to Live It

In the days when self-sufficiency was simply the normal way of things, you'd learn the necessary knowledge and skills from your parents. (And from your grandparents, aunts and

Didn't Get the Raise? Ask for This, Instead

When you get turned down for a raise, hope is not lost. There are other things your employer may be willing to give up, instead.

8 Gadgets Every IT Professional Should Own

Are you wondering what cutting edge gadgets that every tech professional needs? Here are 8 of our favorites.

4 Ways to Win the War Against This Summer’s Electric Bill

Energy increases are common this time of year, and with many families already struggling to pay the utility bills, it can seem more burdensome than ever. There’s no one-size-fits-

Will "forced frugality" last?

Lately I have been hearing about the concept of "forced frugality" from the media and my peers. Many colleagues and family members say that they feel a need to be frugal in this

16 Time and Money Saving Apps for Freelancers

Starting a freelance career is daunting, but this collection of apps and online services will take the fear out of invoicing, file storage, and a lot more!

19 Tips to Cut Costs by Using Your Oven Efficiently

The oven is not the most energy-efficient way to prepare your food. 19 tips to help you maximize your oven’s energy-efficiency, as well as to cut your cooking costs.

Best Money Tips: Cheap and Easy DIY Home Improvement Projects

Today we found some great articles on cheap and easy DIY home improvement projects, jobs to satisfy your wander lust, and putting your tax refund to work.

8 Secrets to a Higher Car Trade-In Value

First? Get the gum out of the floor mats.

What to Do When You're Sick of Your Side Gig

The extra dollars from a side gig should reduce your stress, not add to it. Here's how to regain your balance.

5 Types of Overspenders — Which One Are You?

There are different types of chronic overspenders. Which one are you?

How to Budget Consistently Without a Steady Paycheck

Adapting your finances to the freelance life takes a little finesse. No worries: You can budget like a boss even without a steady income.

8 Good Reasons to Become a Contractor

There was a time, not that long ago, in which Americans would graduate from college, get a job, and stick with that job until retirement. For those of us who can risk a little more

7 Everyday Things That Are Surprisingly Awesome Investments

It's not every day a thrift store find turns out to be a DaVinci, but that doesn't mean your everyday finds aren't worth something. What's hiding in your attic?

6 Warning Signs You're Sabotaging Your Nest Egg

Do your future you a favor and stop making these all-too-common retirement mistakes.

5 Benefits of a Task Management System

I'm trying yet another task management system and I think I've found a keeper. I've been on a search for quite some time, and while many people have strong opinions on their favori