Hot Today

Wise Bread articles that are hot today.

How to Make Your Own Mulch: A Beginner's Guide for the Lazy Composter

I have become an avid small-garden and container gardener. In the process, I've also gotten very eco-conscious about what I put on my plants and in my garden. I began to research e

5-Day Debt Reduction Plan: Stop Waiting for Tomorrow

Debt sucks. It’s time to tackle it, today, before it turns into an even uglier monster. Get started reducing your debt by following this simple five-day plan.

Credit Unions vs. Banks: What's the Difference?

Banks and credit unions both have their benefits...and the potential to be totally annoying. Here's how to figure out which institution is right for you.

Real Estate Investing Is Cheaper and Easier Than You Think

Investing in real estate can seem complicated, expensive, and risky. Truth is, even the average small investor can do it. Here's what you need to know.

Should You Ever Consider a Balloon Mortgage?

A balloon mortgage has its upsides, but it sure leaves a lot up in the air.

Self-Employed? Here's How to Get Your Apartment Application Approved

Being self-employed has its perks — and its challenges. Finding a new apartment can be tricky, but it's not impossible if you can sell your story.

21 Disposable Products You Can Reuse

Don't throw away those so-called "one-time-use" items. Here are some creative ways to reuse them — and save some money in the process.

How to Negotiate a Raise Out of the Blue

If you're going to ask for a raise out of the blue, don't come to the table unprepared. Here's how to play it smart.

What You Must Know Before Transferring Credit Card Balances

Many credit card issuers offer 0% APR balance transfer deals. Before you apply, learn how balance transfers work and how your credit score may be affected.

FSBO: How to Sell Your Home on Your Own

For Sale By Owner saves having to pay an agent's commission, but it will only work if you know what you are doing and plan ahead.

Modifiers: 5 things that change an item's final price

Shopping for goods isn't Dungeons & Dragons, but it's still an adventure. Like D&D dice, modifiers affect the end result of what happens to you — specifically, how much you spend.

7 Travel Hacks for an Affordable Summer Road Trip

Before you hit the trail on an epic summer road trip, make sure these smart tips are in your back pocket for a fun and frugal time.

Why You Need to Make Financial Habits, Not Goals

Everyone has their list of money goals, but you may hit them even sooner if you turn them into everyday habits.

6 Reasons Every Millennial Needs a Roth IRA

You're young, you're earning an income, and you're ready to save for retirement. It's time to open a Roth IRA.

7 Ways to Save Big on Appliances

New home appliances are never cheap, but with the right strategy, you can save big when it comes time to buy one.

The 7 Most Relaxing Ways to Spend Your Lunch Hour

When your lunch break rolls around, leave the computer, get off the phone, and use your time for you — stop giving it to the man.

9 Retirement Hotspots That Are Cheaper Now Than Ever Before

Retiring abroad to these nine countries is cheaper than it’s ever been.

5 Famous Overseas Film Settings You Can Visit on Any Budget

Have you ever fallen in love with a place after seeing it on the big screen? These overseas film settings are affordable and absolutely beautiful.

The 5 Best Laptop Cases

Don't let mishaps big and small befall your expensive laptop. Protect it in one of these five best laptop cases and sleeves.

11 Signs You Need to Dump Your Friend

Gossips, cheats, assorted scoundrels — you don't need them in your life, so go ahead and drop them. And not just on Facebook, either.