The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Wise Bread articles that are hot today.
Home Equity Loan or HELOC: Which Is Right for You?
You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?
The 5 Best Cozy Home Essentials
If you look around your living room or bedroom and don't immediately want to take a nap, something's missing.
2-Minute Read: What You Need to Know About Credit Reports
Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?
Best Lenders for Personal Loans
Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.
15 Lucrative Side Hustles for City Dwellers
You can find just about anything you need when you're a city slicker — including one of these great side gigs!
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
9 Simple Acts of Self-Care for the Sandwich Generation
When caring for your parents and your children at the same time, stress is bound to find you. Remember to take care of yourself, too.
5 Financial Mistakes You Need to Stop Making by 30
By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
8 Myths About Health Savings Accounts — Debunked!
An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.
What to Do With a Windfall
You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.
18 Cool Jobs for Fashion Lovers
Put your killer fashion sense to work and get a gig in the fashion world.
You Won't Believe How Much the Average Person Spends on Salon Visits Each Year
Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?
Boost Your Retirement Savings: Avoid 401(k) Fees
New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.
The 5 Best Hyaluronic Acid Serums
If you're looking to give hyaluronic acid serum spin, any of the five below are excellent picks that won't break your budget.
Breaking the Bread Code: How to Get the Freshest Loaf
Discover the color code that will lead you to the freshest loaf on the store shelf every time.
How to Get a Free Fraud Alert on Your Credit Report
Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.
Capital One 360: A Competitive Banking Option
CapOne 360 is a great option for those looking for low fees and great interest rates!
The 5 Best Energy Efficient Light Bulbs
These bulbs can save you serious cash — and they'll all last 20+ years.