Hot Today

Wise Bread articles that are hot today.

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

9 Money Questions You Should Be Able to Answer by Age 30

You're turning the big 3-0. Do you have the answers to these all-important money questions?

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

Ask the Readers: Do You Use a Workout Plan?

Tell us whether you have a workout plan and we'll enter you in a drawing to win a $20 Amazon Gift Card!

12 Ways You're Being a Terrible Employee

If you're guilty of any of these workday foibles, don't worry about winning the Employee of the Month trophy anytime soon.

You Should Always Negotiate a Raise: Here Are 10 Reasons Why

“It never hurts to ask” is especially true when it comes to salary. Before you settle for what's offered, consider these 10 reasons to ask for more.

Ask the Readers: How Do You Eat Healthy on a Budget? (Chance to win $25!)

We want to know how you eat healthy on a dime. With so many of us living such busy lifestyles, it can be difficult to implement good eating habits -- especially

How (and Why) to Help Your Parents Pay Off Their Mortgage

Many parents find themselves saddled with a mortgage well into retirement. Learn how to help your folks pay off theirs without taking on the debt yourself.

10 Reasons to Cut Millennials Some Slack About Their Money

Millennials have long been the punching bags of personal finance. It's time we ease up.

Here's How Boomers and Millennials Are Creating Winners on the Stock Market

Boomers and millennials have one thing in common: Their financial habits can move markets.

10 Important Reasons You Need to Cut Back on Screen Time

We love our smartphones and tablets, but that glow comes with some costs. Is it time to cut back for better health and happiness?

10 Frugal Ways to Keep Your Home Warm This Winter

This winter, stay warm and toasty on the cheap with these fast, frugal, and easy ways to winterize your home.

Don't Be Fooled by an Investment's Rate of Return

You might get excited looking at that promising investment return — but it can be misleading. Here's what else you should look for.

6 Things You Can Negotiate When Buying a Home

Buying a house is a big deal -- and almost all of it is negotiable. Here's what else you can haggle over besides price.

How to Pay for College When You Didn't Get a Scholarship

Worried that a lack of scholarships will stunt your college savings? Don't worry; there are other smart ways to afford your degree.

Need Business Credit? Build Your Personal Credit First

It's not easy for entrepreneurs to borrow without giving a personal guarantee.

10 Ways to Spot a Motivated Seller

The housing market is currently red-hot, but that doesn't mean you can't strike a deal. Keep your eyes peeled for signs a seller really wants to sell.

7 Ways Millennials Are Better With Money Than You Are

Millennials are getting smart about their spending and saving habits — smarter, even, than you.

What to Look for in a Fixer-Upper

If you are willing to put in some time and work, you may be able to save money on your next home purchase by buying a fixer-upper. Here's what to look for.

The Simple Way to Decide Which Credit Card to Pay Off First

Don't just wing it. When credit card debt is piling up, one of these strategies can kick your repayment plan into high gear.