Hot Today

Wise Bread articles that are hot today.

Capital One: What’s In Your Envelope?

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

Does Your Kid Need an IRA?

Ready to give your child a mega financial jumpstart? Consider opening them a Roth IRA.

9 Ways to Save on a Move

Moving is one of life's most stressful events. In addition to all that packing, you also have to fork over big bucks for boxes, movers, a truck, and storage. Follow these 9 tips to

Flashback Friday: 62 Ways Introverts Tend to Win at Life

Introverts might seem like underdogs, but while the extroverts are busy soaking up the spotlight, it's those watchful wallflowers who are winning — quietly.

Boost Your Retirement Savings Fast With This 6-Step Plan

Workers nearing retirement should a take close look at their retirement funds. With aggressive saving, there's still time to top off those accounts for a comfortable retirement.

Get Your Closet Ready for Summer With These 5 Hacks

Who needs winter duds taking up precious real estate? Clear out your wool and Gore-Tex, make way for cotton, and declutter your wardrobe all at once.

12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash

Stay-at-home parents are busy, but if you can find a few hours a day, you can earn extra cash. Personal Finance expert Bob Lotich suggests some opportunities.

11 Ways Your Friends Can Save You Money

Your friends can help you get big discounts, live healthier and even get free stuff!

The 5 Best Popsicle Molds

Store-bought popsicles are great, but the DIY versions are even better. Just use any of these popsicle molds and your summer treat game will be on point.

How to Make Your Sluggish Workday Go (a Lot) Faster

When's it gonna be done o'clock already? Make the long workday hours go a lot faster with some shortcuts, treats, and fun ways to be productive.

Check Out These 5 Legit Mystery Shopping Gigs

Get paid to shop? Yes, it can be done, and without getting scammed.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

4 Keys to an Early Retirement

Does it seem like it's taking forever to get to the point where you can stop working? Here's how to get on the fast track to early retirement.

The Most Valuable Thing Debt Takes From You Isn't Money — It's This

The longer you stay in the debt, the more it's going to cost you.

9 No-Fuss Plants That Will Brighten Your Home Until Spring

When the winter days are short and dreary, glance over at your blooming indoor plants to improve your mood.

What Does "Free" College Tuition Really Pay For?

Free tuition sounds like every student's dream come true. But would it actually be "free?"

15 Life Skills You Can Learn in 30 Minutes or Less

Improve your life and save money with these 15 easy-to-learn skills!

How One Nice Thing Can Ruin Your Whole Budget

This is precisely why we can't have nice things.

39 Mindless Ways You're Wasting Money in Every Part of Your Life

There are so many ways you're probably wasting money — without even realizing it.