Hot Today

Wise Bread articles that are hot today.

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

10 Reasons an HSA Is Actually Worth Having

Don't be intimidated by an HSA! These handy health care savings vehicles are totally worth your while.

5 Countries Where You Can Retire for $1,000 a Month

Low cost-of-living is the name of the game in these beautiful countries where you can retire for less than $1,000 per month.

15 Jobs That Capitalize on the Growth in Rich Households

The rich keep on getting richer — which means there are more jobs than ever catering to the 1 percent. Is it time to brush up on your butler-ing skills?

7 Easy Ways to Calculate Your New Car Budget

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

Trader Joes vs. Costco: What's a Better Place to Shop?

Trader Joe's and Costco: Two great places to buy groceries. But when you want certain items, how do you decide where to go? We've broken it down for you.

5 Myths About Credit Card Rewards

Reward cards might be a lot more beneficial (or, in some cases, harmful) than you think. Check out these common myths — and the true story behind them.

11 Open House Etiquette Rules Everyone Should Follow

You may be excited about finding your dream home, but you still need to mind your manners at an open house.

7 Countries Where You Don't Have to Tip at Restaurants

Maybe you hate tipping or maybe you just don't like doing math. Either way, in these popular travel destinations, the gratuity is already covered.

How to Turn Your Backyard Into a Moneymaker

A big backyard costs money. Did you know it can also make you money?

The 5 Best Windshield De-Icers

Keeping your windshield free of ice in the winter isn't easy, but it can be. Just use any of these windshield de-icers and your windshield will always be clear.

10 Weird Types of Insurance You Didn't Even Know About

Held for ransom? Killed someone via laughter? Lost a valuable body part? There's an insurance coverage policy for that.

Repair the Car or Spend the Cash?

Your car has cosmetic damage after a crash. Do you get it repaired or use the insurance money for something else? There could be serious ramifications.

How to Dress for Success Before You're Successful

You really can build a get ahead wardrobe even if your current gig won't support dressing for the job you want.

Our high, high standard of living

In the 1950s and 1960s, a working man could support a family at a middle-class standard of living with just one income. It might surprise you to learn that one person working full

11 Life Skills That Are Now Completely Obsolete

Oh, how the times have changed — and not always for the better. Today's tech has all but rendered these once-crucial life skills obsolete.

10 Smart Ways to Keep Your Entire Life Clutter-Free

Decluttering can seem like an overwhelming process. But there is a way to clear the clutter without the stress of decluttering. Promise!

5 Phone Plans That Offer Cheaper Roaming Charges While Traveling

Using your smartphone abroad can mean hefty roaming charges. See if your carrier is on our list of reasonably priced phone plans for overseas travelers.