The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
Wise Bread articles that are hot today.
The 5 Best Hyaluronic Acid Serums
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4 Times a Handwritten Letter Can Save You Big Bucks
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9 Home Improvements You Should Always Negotiate
Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Boost Your Retirement Savings: Avoid 401(k) Fees
New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.
5 Retirement Accounts You Don't Need a Ton of Money to Open
Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.
You Won't Believe How Much the Average Person Spends on Salon Visits Each Year
Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?
11 Simple Rules of Excellent Houseguest Etiquette
Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.
8 Professional Ways to Make Friends at Work
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
How to Get a Free Fraud Alert on Your Credit Report
Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.
I Checked My Credit Score in 11 Places — Here's What I Learned
Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.
The Fiduciary Rule Is Under Review — How Will This Affect Your Investments?
The Trump administration is holding the fiduciary rule in limbo. How could this affect you and your retirement?
The 5 Best Energy Efficient Light Bulbs
These bulbs can save you serious cash — and they'll all last 20+ years.
24 Places to Buy Inexpensive Natural Beauty Products
Highlight more of your natural beauty for less money! Here's where to find high quality, inexpensive natural beauty products, online and off.
7 Reasons You Need to Downsize
If your house is eating up too much of your time, energy, and cash, it may be time to find smaller digs.
8 Negotiating Skills Everyone Should Master
Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.
6 Reasons Introverts Make the Best Employees
Face it — introverts get a bad rap. Truth is these smart, sincere, and hard-working people are the perfect addition to your workforce.
Why You Should Call Your Mortgage Lender Every Year
When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.
Should You Pay Your Kids For Good Grades?
Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.
15 Surprising Insurance Policies You Might Need
For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?