Hot Today

Wise Bread articles that are hot today.

8 Common Causes of Debt — And How to Avoid them

Millions of Americans are saddled with debt. To truly get rid of it, you need to get to the root of the problem.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

A Budget is Not a Constraint

When people resist the idea of budgets, the most common reason is that they view the budget as an unwelco

5 School Lunches That Will Make Your Kid Smarter

Skip the sugary snacks and soft drinks. Give your kids a mid-day brain boost with these nutritious — and delicious — school lunches.

The Case for Amazon

While it would be prudent to think ahead and just buy in bulk when I’m in the city, that isn’t always possible without a full day of planning and a small pull-behind trailer. So I

Savor Your Trip and Save Big With These 5 Slow Travel Tips

By extending your time on the road, you can stretch your dollars and have more fun. Here's how slow travel saves you big.

Why You Should Allow Yourself Splurges

Do you sacrifice things you enjoy to save as much as possible? An occasional splurge is not such a bad thing, and it might even make you a better saver.

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

5 Ways Good Manners Make You Wealthier

Getting rich isn't easy. But it can be a whole lot easier if you mind your P's and Q's!

The Basics of CD Laddering

To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.

Marketing, Life Insurance, and Behavioral Psychology

Many of us avoid thinking about life insurance because, well, it's kind of creepy. But it's also incredibly important. Learn why.

In times like these, separate the want from the need.

I remember saying to my dad, a long, long time ago, that I really needed a whole bunch of He-Man action figures for Christmas. Oh, and Battlecat, too. My dad looked at me, a hopefu

5 Apps for Business Owners on the Go

There are hundreds and hundreds of apps out there, many of which help businesses move more efficiently. Here's a list of five great smartphone apps for business owners on the go.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

20 Gift Ideas for Your Co-Workers

Bonus or no bonus, the gifts in this guide to giving to co-workers won't break your holiday budget.

A Restaurant Where You Pay What You Can Afford For The Meal?

It sounds like something out a movie, but it’s actually right out of Denver, my home city. And this wonderful idea is not only incredibly innovative and generous, it’s also working

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

Americans' savings rate up to almost 7% - who benefits?

According to the Bureau of Economic Analysis, the personal savings rate in May 2009 was 6.9%. This a 15 year high and a far cry from the negative savings rates of just a few yea

Are You Spending Too Much on "Normal" Expenses?

What is normal, anyway? When it comes to your spending, these numbers show how you stack up against the average.

Learn good financial habits from your parents. Or not.

One of the big advantages that children of the middle-class and wealthy have is that they grow up in a household where a huge amount of financial knowledge is embedded in its day-t