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To be a successful business owner, it is crucial to be comfortable negotiating, both in casual and formal situations.

Your financial statements may not make the bestseller list, but they do tell an intriguing story — at least to a banker. Unfortunately, the tale they tell may be misleading.

Are you the type who takes candy now or who holds out for cake? Learn why both decisions can be valuable, and how to figure out whether it's better to act now or wait.

Take a page from the White House and reward employees who come up with clever ways to save money.

If you're not planning ahead, you may have already fallen behind.