Hot Today

Wise Bread articles that are hot today.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

5-Minute Finance: Start an Emergency Fund

It can take years to recoup from a financial emergency. But it only takes five minutes to set up an emergency fund.

Dangerous neighborhoods are safer than commuting

Why do so few people live within walking--or at least bicycling--distance from where they work? I've asked a lot of people this question and gotten a lot of different answers. Some people want big houses, others big lawns. [more]

8 Smart Things to Do With Your Settlement Money

A sudden windfall is exciting, thrilling, and — overwhelming! Spend your lucre wisely, or you may find your pockets are empty again soon.

Save time, money, energy, and eat great

Depending on how old you are, your mother or grandmother probably had one of these: a pressure cooker. (She probably also had a story of one exploding, which may be why they're n

Finding joy in temporary frugality

If you read frugality and simplicity blogs for any length of time, you'll run into a lot of people who take great joy in having simplified their lives. Gradually simplifying y

How to Stop Those Annoying Robocalls

Sick of the receiving an endless number of robocalls when you're just trying to live your life? We have good news for you.

The 5 Worst Money Mistakes New Grads Make

You're leaving college and entering the wonderful world of adulthood. This means avoiding the money mishaps that can throw your life off course.

Credit Card Rewards Programs

A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs. And in my research, I discove [more]

5 Ways to Dodge Peer Pressure to Spend

How do you resist the urge to spend money when you're with less-than-frugal friends? 5 tips inside.

How to Organize Your Paperwork in Just 10 Minutes a Week

If your financial filing system is more "pile" than file, take heart. Learn to control your documents — and make tax time and a lot else much easier.

7 Everyday Things That Are Surprisingly Awesome Investments

It's not every day a thrift store find turns out to be a DaVinci, but that doesn't mean your everyday finds aren't worth something. What's hiding in your attic?

6 Warning Signs You're Sabotaging Your Nest Egg

Do your future you a favor and stop making these all-too-common retirement mistakes.

9 Things You Don't Need to Clean

If you're looking to shorten your cleaning to-do list, experts say you'll be fine — or even better off — by not cleaning these commonly cleaned things.

Ask the Readers: What Was Your Most Recent Splurge?

Tell us about your most recent splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Surprising Way Birth Order Decides Your Money Habits

Can't figure out why you keep making the same money mistakes? Your birth order might be to blame.

4 Starbucks Drinks You Can Easily Make Yourself

Oh, sure, save $40 a week by cutting back on lattes — but what do you treat yourself with instead? These four great low-lucre libations.

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

4 Reasons You Should Splurge on Experiences, Not Things

Stop wasting your money on cluttery stuff that wears out too soon. Invest it instead on experiences you'll remember now — and forever.

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w