When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan
Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st
You can't cheat time; and hair pulling, sweating, and crying won't get it done, either. But you can meet a tight deadline with one or more of these tips.
Before you get out that frugal yard stick and start lecturing about spending too much money on cat toys and accessories, understand that the majority of those expenses are spent on
Back in the day, careful personal grooming was manly. Get reacquainted with the simple skin care rites of our forefathers and look and feel younger, too.
There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go
When it comes time for you to think about getting your seasonal flu shot, there are a few ways to go about getting one – each one with a different price tag. Before you run out and
You've seen the ads on TV offereing $4 generic drugs, but then when you get your prescription filled it's not $4 at all. As it turns out, every pharmacy has their own slightly d
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