Hot Today

Wise Bread articles that are hot today.

Carry some cash

I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen

How to Do a Reconnaissance Trip Before Retiring Overseas

Thinking of retiring overseas? Do a thorough test trip before you make that big move.

10 DIY Dog Toys You Can Make for Pennies

Instead of spending oodles of cash on toys your pup is only going to rip apart, make these cheap, easy, and sturdy dog toys with items you already have.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

Ask the Readers: Desktop or Laptop?

Tell us whether you have a desktop computer or a laptop and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the har

How Recent Grads Should Prepare for Student Loan Payments

Now that college is over, it's time to start paying those student loans. Here's how to budget for those payments without feeling too overwhelmed.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Ask the Readers: What's In Your Wallet?

We want to know what you currently carry in your purse or wallet.  By sharing the contents via comments or Twitter, you will be entered to win a $20 Amazon

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

3 Things You Should Consider Before Selling Your House for Cash

You just got a cash offer for your home! Before you sell, consider these important things first.

Cheapest Ways to Get Your Caffeine Fix

Get caffeine costs, measured out by the price per milligram. What gets you the most buzz for your buck.

Ask the Readers: Do You Buy or Pack Your Lunch?

Tell us if you buy or pack your lunch and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Root cause of the financial crisis

Several times recently, Treasury Secretary Paulson (and many others) have claimed that the "root cause" of the current financial crisis is "the housing correction." This is comple

5 Things to Do Now to Prepare Your Home for Summer

Before you know it, summer heat will be here. Is your home ready?