Hot Today

Wise Bread articles that are hot today.

Pessimism Pays - Why Expecting the Worst Can Save You Money

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa

Three Kids' DIY Projects In Your Pantry

It’s turning into quite the snow day here in Maryland, so I pulled out all of my “keep kids amused and out of trouble” recipes, to share with parents who are facing cooped up kiddo

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Six Horrible Financial Products You Should Avoid

Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. [more]

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

Earn More Cash on Dining Purchases: TD Cash Visa® Credit Card

The TD Cash Credit Card awards cash back for all your dining, whether its fast food, fine dining, or coffee shops.

7 Reasons to Love That Used Car Smell

If you're willing to allow someone else to be the first to spill coffee on the upholstery, you can save thousands of dollars on your next car purchase.

Love Your Skin With Free Health Screenings!

May is skin cancer awareness month, and as a close friend to many skin cancer survivors, I know how important it is to get regular check-ups. I

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

5 Ways Science Says Travel Is Good for Your Health

The perks of travel go way beyond curing a serious case of wanderlust. Travel is good for your health, too!

7 Reasons Why I Savings Bonds Are a Good Choice for New Investors

Safety, low minimums, and other advantages make I Saving Bonds a good choice for new investors.

5 Simple Ways to Find Your Passion

Passion, passion, passion. Everyone's telling you to follow your passion. But do you have a clue what yours is or what to do about it?

4 Deadly Mistakes You Must Avoid When Pursuing Your Dreams

We often get stuck in arbitrary things. We make excuses. We try to find shortcuts, and we try to do all these things that in the end only prevent us from reaching our goals.

6 Signs You Aren't Making Enough Money

Stuck in the paycheck to paycheck rut? You either need to spend less — or earn more — money.

Co-Signing for a Loan: 4 Things to Consider First

Co-signing a loan for anyone, including your child or best friend, could affect your credit. What to know before you sign.

7 Easy Photoshop Fixes for Your Family Photos

Correct common photo problems with these easy-to-follow tips.

Beat the Nirvana fallacy: why doing something is better than nothing

The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear

The 5 Best Shampoos for Colored Hair

Keeping your colored hair shiny and rich isn't easy, but it can be. Just use any of these shampoos for color-treated hair and your color will last and last.

5 Airlines With the Best Customer Service

Air travel is the worst, right? With these top flight airlines, it's actually pretty nice!