Hot Today

Wise Bread articles that are hot today.

This Is the Difference Between a Loan and a Line of Credit

If you need to borrow money, you may wonder how a loan differs from a line of credit. Let's break it down.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

14 Ways to Allergy-Proof Your Home

Allergy season has arrived. Is your home ready?

How New Grads Can Protect Their Credit

As a new grad, you have a lot on your financial plate. Nothing is more important than protecting your credit.

12 Cool Travel Items for Your Summer Vacation

Your summer vacation is bound to be a blast, and you can make it even better by packing these cool and convenient bits of travel kit.

10 Easy Ways to be Nicer to the Environment and Your Wallet

Here are ten easy ways for improving both the environment and your lifestyle. Implement just a few of them and you'll likely see a benefit to your bank account at the end of th

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

These Choos were made for walkin': an interview with a modern urban nomad

Ever feel stuck? In a rut? Running in place, but not getting much exercise? There's another way to live, you know; a way that bypasses, or at least delays, the mortgage, the co

25 Tips for Smart (and Safe) Credit Card Use During the Holidays

Whether you're ready for holiday shopping or SO not, the season of giving is upon us. Before you hit the stores, check out our guide to keeping your finances safe.

6 Breathtaking and Affordable Alaskan Destinations

Alaska is an absolutely gorgeous state, with sights that will take your breath away. Unfortunately, it's also expensive to visit. But don't worry. We got you.

Scrumptious Sprouting for Your Meals

Instead of buying those expensive sprouts in the produce section at the store, did you ever consider making your own sprouts?

10 Frugal-but-Classy Appetizers

Delicious appetizers are part of what make parties awesome — and what can make them expensive, too. Keep costs down with these recipes.

The 5 Best Leather Cleaners

If your leather couch or jacket is starting to look too worn, the proper leather cleaner is what you need. Try one of these and watch the magic happen.

How Paying Attention to Detail Saves Your Finances

One of the easiest ways to keep your finances on the up and up is to simply pay attention.

9 Ways to Seal Leaks and Reduce Your Winter Heating Bill

Hot air may be leaking from your home in places you haven't considered. Follow these methods to stop those leaks and stay warm for less.

2 Simple Ways to Get Holiday Shopping Bonuses for Huge Savings

Before you ring up your gifts, make sure to check for these special bonuses to save big!

Market Clones: How to Pay Drastically Less for Pricey Products

Marketers price their products at whatever the market will bear. But if one product is sold in two (or more) markets, one version is almost always cheaper.

Are you an "Adult" Investor?

With the use of provocative phrases such as "hard sell," "sharp-rise," "capital injection," inflation," "surge" and "double-digit

10 Ways to Get More Out of Business Trips

Traveling for work can be exhausting, but smart road warriors know how to turn that down time into quality time.

How to Get Ahead With a 0% APR Credit Card

This is how you can use a 0% APR credit card to get ahead on your finances.