Hot Today

Wise Bread articles that are hot today.

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

What You Need to Know About Writing a Will

Up to 40% of Americans age 45 and older don't have a will. It's high-time you got out of that statistic.

Ask the Readers: What Is Your Biggest Monthly Expense?

Tell us about your biggest monthly expense and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 8 Best Pets for Frugal Animal Lovers

Caring for a pet can end up costing a lot. Take in one of these no frills furry (or scaled or shelled) friends at a fraction of the cost of Fido.

Can You Really Make a Living as an Ebook Writer?

Ever wonder if you could make a living as an ebook author? Us too! Find out what we learned about it.

5 Financial Reasons Paid Parental Leave Is Essential for Moms and Dads

Paid parental leave benefits everyone involved — Mom, Dad, baby, and even businesses, too. So why do so few employers offer it?

The 6 Personal Finance Rules Everyone Must Follow

The Internet is awash in free financial advice. This short list of basics will put you on firm financial ground today and on the way to a wealthier tomorrow.

How to Shop With Purpose — And Save More Money

Science proves it; retail therapy is real. Harness the power of those buy now vibes to become a real money saver.

Switch to a Better Bank in 5 Easy Steps

You're not really happy with your bank, but switching is such a pain. Make it easy with this simple plan.

How to Turn Unwanted Gift Cards Into Cash

What to do with that stack of gift cards you're never gonna use? Sell them for cash, or trade them for gift cards you really will use. It's easy!

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

6 Ways Climate Change Could Affect Your Money

Earth's climate is changing and it's going to cost you.

Who Really Owns Your Digital Assets?

In the modern era, assets are not always tangible things. What do you do with your digital goods when you pass on?

How to Score More Loyalty Perks From Your Credit Card Company

Savvy consumers haggle their way to cheaper utility and Internet bills. Do the same with your credit cards and you'll pay less interest and fees.

17 Ways Your House Can Earn a Paycheck

Looking for a unique way to pad your bottom line? Put your house to work earning extra income.

5 Facts Millennials Should Know About Retirement Planning

Retirement saving has never been easy, but for today's young adults, it seems impossible. Here's how to understand today's special saving challenges.

How the Fair Credit Reporting Act Protects You

The Fair Credit Reporting Act exists to protect you. Here's everything you need to know about it.

12 Money Adjustments You Should Make Mid-Year

It's time to consult our mid-year financial checklist and make some important money moves to set yourself up the end of '15 and the coming of '16.

10 Wonderful Ways to Use Wallpaper

Forget the stuffy wallpaper at your great aunt's house — these trendy wallpaper projects are super stylish. How will you put wallpaper to creative use?

Some 4th of July Numbers

July 4th is such a good time. There's something for everyone--getting tanked with your friends, hanging out with your family, the smell of the barbeque, the spectacular fireworks.