Hot Today

Wise Bread articles that are hot today.

Why I was an AT&T wireless customer…for 72 hours.

For the last 7-8 years, I have been a loyal Virgin Mobile customer. I liked the prepaid pricing plan, the customer service, I didn’t want a large monthly bill or overage charges. E

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

Paying for Pregnancy and Birth Without Health Insurance

Babies are expensive and seemingly un-affordable if you don't have insurance to cover the cost of pregnancy and birth. Here are some options for the uninsured.

I Bond rates go to zero

Since 1998, the US Treasury has had a pretty good deal for small savers who were worried about inflation--the Series I Savings Bond.  The interest it paid was based on inflation pl

5 Things Lenders Look For in a Loan Application

Ready to make a house a home? Get a leg up on a mortgage application by knowing what lenders are looking for.

Buyer Beware: The Weakest Banks Often Offer the Highest Interest Rates

Today the troubles of IndyMac bank was splashed in the headlines. Its stock has fallen to nearly $0 and depositors are making a run at closing their accounts. IndyMac has been con

Think you can afford more house in the exurbs? Think again.

Many people who live in the far-out suburbs move there because they can buy more house for the money than they can in town. As an example from where I live, a house in Champaign-U

Opt-out of the wasteful $26 billion phone directory industry

In this day and age of the internet, free Google 411 and a host of other paperless directory services, what use do the big, fat phone directories serve? I don’t know about you, but

How to Get Even More Freebies in Exchange for a Review

Who doesn't love freebies? Try these tricks and get free products delivered to your door all for the cost of your honest review!

10 Holiday Gifts That You (Yes, You!) Can Make With Paper

Looking for a fun, frugal, DIY holiday gift? You can make many wonderful gifts from paper, and all you need is a little inspiration, ambition, and a few pieces of paper.

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold

It's the 21st Century — Why Is Your Money Stuck in the 20th?

Millennials have figured out what many finance pros haven't — that too much personal finance advice is stuck in the 20th century.

2017 Tax Day Freebies and Discounts

Who knew Tax Day would be filled with freebies and discounts? You do now! Make April 18 a little more fun by hitting up some of these Tax Day offers.

8 Cheap Ways to Continue Your Education Without Going Back to School

Getting smarter has never been easier or more affordable. Discover the cheap educational opportunities awaiting you on the other side of a mouse-click.

Your 401K in 2017: Here's What's New for You

2017 may not bring a lot of changes to your 401K, but you can still make sure you're making the most of your retirement plan.

The 5 Best Cloth Napkins

Cleaning up food messes isn't always easy, but it can be. Use any of these cloth napkins and you'll be able to keep the kitchen clean.

Here's How Your Taxes Will Change When You Retire

While you plan for all the travel and hobbies you'll do in retirement, you should probably plan for your taxes, too.

The 9 Hidden Costs of Drinking

Drinking isn't cheap, especially if you aren't aware of these nine hidden costs.

Robots Will Take Over These 5 Jobs Soon — Is One of Them Yours?

Like it or not, robots and advanced AI are coming for your job. Here are five careers the machines will claim sooner rather than later.

'Tis the Season for Decluttering: Why and How To Do It

Forget spring cleaning — the last week of the year is the best time to clean house. Here's why.