Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on setting up a holiday bar, tools to lower your electric bills, and ways that saying "No" could help your finances.
Parenting Squad Holiday Guide: Hot Cocktails for Your Holiday Bar — Keep it simple (and frugal!) by serving wine, beer, and a signature punch or cocktail. [Parenting Squad]
8 Tools to Lower Your Electric Bills — Install insulating window film on your windows to reflect the sun in the summer and retain indoor heat in the winter. [Inexpensively]
How To Say “No” and Help Your Finances in 2012 — Strangely enough, the other person will be more open to your proposal if you invite her to say no. [Saving Advice]
10 Workplace Myths — Actually, employers can give references, but many choose to simply verify dates of employment to limit their liability. [Free Money Finance]
How to Talk About Money With Your Spouse -- Find some common goals that you can work towards together. [Dinks Finance]
Want Financial Freedom? Create A Solid 5-Year Financial Plan That Would Make Oprah Proud — Develop your financial goals with the SMART system: Specific, Measurable, Achievable, Realistic and Time Specific. [Girls Just Wanna Have Funds]
11 DIY Alternatives to Traditional Christmas Trees — String some lights and decorations around a ladder, and voila! An easy alterna-tree. [EcoSalon]
4 Ways to Budget Your Bucks — Reverse budgeting might work for you if you just want to save money and you're not too concerned about your spending habits. [SavvySugar]
5 Fun, Frugal Holiday Traditions to Begin with Kids — Take your family on a drive through the neighborhood to enjoy the holiday lights and decorations. [Passive Family Income]
Fix Your Finances and Quit Your Day Job — Test out your living situation first and see if you can live on a reduced income. [PT Money]
Credit Karma #CKchat — Don't miss Credit Karma's weekly #CKchat at 12 p.m. PST! They will be giving away prizes!
Be sure to check out our News & Events Calendar to see all the awesome upcoming events in the personal finance world!
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