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Wise Bread articles that are hot today.

10 Year-End Financial Moves You Must Make Now

The holidays are coming and our already busy lives are about to get busier. Put your financial house in order before the relatives arrive!

Join Our Tweetchat on Thursday 8/23, 12pm Pacific for a Chance to Win Prizes

Topic: Saving on Technology! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Join Our Tweetchat on Thursday 12/13, 12pm Pacific for a Chance to Win Prizes

Topic: Teaching Kids About Money During the Holidays! Join our conversation with Lauren Young for chance to win Amazon gift cards! Use #WBChat and #YoungMoney to participate!

Here's Why a 30-Year Mortgage Is a Smart Financial Choice

A 15-year mortgage is a lot cheaper than a 30-year mortgage. You should probably choose the 30-year loan anyway.

The 7 Best Conversation Starters

Why stick with the old "What do you do?" to get to know someone new? Try one of these openers at your next gathering and let us know what you think!

How to Refinance Your Mortgage

Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.

Shopping Smart at CVS

Maybe shopping at CVS doesn’t seem that frugal, but — if you play your cards right — there is a guaranteed way to get stuff there for free (or really, really cheap).

How To Buy Stuff That Lasts Forever

My husband bought a pair of gym shorts for my oldest son a couple of weeks ago. The shorts lasted for one day before having a small tear at one of the critical seams. Contrast that

10 Inexpensive Spring Spruce-Up Ideas for Your Home

Are you ready for some spring redecorating...but your wallet isn't? Don't worry! You can spruce up your space with these 10 budget-friendly DIY ideas.

Sittin' on Dubs: The Andrew Jackson Proposal

Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger

5 Dumb IRA Mistakes Even Smart People Make

Investing in retirement is a great first step, but if you're making any of these easy-to-avoid IRA mistakes, you're hurting your returns.

Ask the Readers: How Do You Unwind After Work?

Tell us how you unwind after work and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Growin' Home: How Much House Do You Really Need?

Our houses are getting bigger, but what about our needs? If you're ready to build or buy a new home, maybe it's time to decide how much is too much.

6 Free Debt Management Tools

You're always checking your smartphone anyways, so you may as well put it (and the Internet) to better use tracking your debt!

Are we too clean for our own good?

Science has proven that exposure to germs and dirt helps build up a strong immune system. Don't waste your money on bacterial soaps and wipes - they're just coddling your immune sy

Don't Make These 5 Laptop-Buying Mistakes

Avoid making these five purchasing mistakes the next time you buy a laptop, and you'll save yourself a bundle.

Needs, wants, and not even wants

Hang around with frugality and simplicity types for any length of time and you'll hear a lot about distinguishing between needs and wants. It's come to me, though, that this issue

Don't Get Taken: How to Evaluate an Exchange Rate

You need cash for your trip abroad, but make sure that exchange rate is fair before you make the deal with your bank.

5 Ways Blazing Internet Speeds Can Save You Money

Faster internet can save you money by making you happier, healthier and more productive.

How to Find the Best Local Discounts for a Trip

If you're planning a vacation, you've probably already found a great deal on airfare and accommodations. Now use local deal sites to save on other areas of your trip.