Hot Today

Wise Bread articles that are hot today.

The Only 5 Rules of Home Buying You Need to Know

Buying a home can be seem scary — and complicated. But if you keep these basics in mind, you'll soon have the home of your dreams.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)

Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?

Ask the Readers: Is a Penny Saved Really a Penny Earned?

You hear it all the time: A penny found here, is one you don't have to earn somewhere else. But with all the talks of skipping lattes to create huge financial gains down the road,

12 Things You Didn't Know About Retirement

Everyone knows the basics about retirement, but there are still some surprises hidden in the complexity. Test your retirement knowledge!

Is Pet Health Insurance Worth It?

Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.

Replace These 8 Luxury Buys With Their Cheaper, Better Alternatives

Look beyond the status that goes with a luxe price, and these cheap alternatives give you most of the value, but at a fraction of the cost.

Best Money Tips: 12 Habits That Turn Dreams Into Reality

Today we found articles on habits that turn dreams into reality, ways to save money on auto maintenance, and 90 strategies to overcome shyness.

8 Times You Need to Walk Away From Your Dream Home

You've found the home you've always dreamed of. Make sure you're not walking into a nightmare, instead.

The Art of Asking for Fewer Gifts

Asking friends and family to give you fewer gifts can be met with confusion or even hostility. But if it's done with careful consideration, you can make everyone happy.

Bosses Say These Are Their 6 Favorite Qualities in Employees — Do You Have Them?

These qualities managers say they look for in employees could be the difference between getting a raise and getting a pink slip.

Making Money From Clinical Trials: Worth the Risk?

Participating in a clinical trial can deliver a sizable payday in a short period of time...but is the money worth the risk?

Here's What to Do If You Can't Afford Your Mortgage Payment

If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.

10 Affordable Ways to Make Spring Break All About Self-Care

Want to treat yourself this spring break without blowing your budget? There are plenty of cheap (or free!) ways to put yourself first.

Frugal Transport--bicycling

Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.

7 Self-Care Rituals for the Newly Retired

Your Golden Years are finally here! Now that you're done working, make sure you leave enough time in your day for self-care.

Flashback Friday: Our 61 Best Home Improvement Hacks Ever

Giving your home a makeover can be expensive. But with our 61 brilliant home improvement hacks, your house will sparkle and your budget will survive.

The 5 Best Portable Air Conditioners

Keeping you cooled off on sweltering hot days isn't easy, but it can be. Just use any of these portable air conditioners and you'll always stay cool.

Making Change Count

I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec

4 Meals You Can Make With Thanksgiving Leftovers

With these tasty meal options, you'll never let your Thanksgiving leftovers go to waste again!