Hot Today

Wise Bread articles that are hot today.

Is Credit Monitoring Ever Worth It?

Fraud alert, identity theft protection… do you actually need all these costly credit card add-ons? Consider the free alternatives instead.

Gift Giving Hacks That Will Save Your Money and Your Sanity

When one writer married into a huge family, gift giving got really complicated. Discover her savvy suggestions for saving money and time.

8 Steps to Starting a Retirement Plan in Your 30s

Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30.

20 Great, Free Gift Ideas

You don't need money to give great gifts — instead, give the gift of your time with one of these awesome coupon ideas.

More Tax Credits Coming for Homebuyers?

Yesterday I read a news item that stated the House and Senate are considering another tax benefit for homebuyers and homebuilders. The idea the House is considering is basically g

10 Great Jobs for People Who Hate the 9-5

If you have no interest in working a typical, 9-5 office job, then consider one of these 10 careers with flexible hours.

6 Ways Life is Wonderful When You're Debt-Free

Living life free of debt can be really awesome. And we mean really.

5 Ways Having a Paid Off Car Is Surprisingly Great

We all know auto loans are bad for our bottom line. Check out just how much easier life can be when you straight-up own your car.

Why Retirees Are Using Annuities Instead of Early Social Security

Many senior citizens have become more interested in how annuities can fulfill their retirement investment goals.

8 Money Moves Students Should Make During a Gap Year

Malia Obama made gap years buzzworthy. Fellow students taking a year of self-exploration should make these money moves first.

5 Things You Need to Know When Renting-to-Own a Home

Rent-to-own can be a lifeline for those with poor credit. Before snagging the keys to your soon-to-be dream home, brush up on what you need to know.

Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth

It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guess

Make Your Dishwasher Last (Almost) Forever With These 6 Tricks

A modern new dishwasher should last 15 years, but you can extend the machine's useful lifetime much longer than that with a few simple maintenance chores.

Prepaid Gift Cards for Modern Envelope Budgeting

Interested in budgeting your money but don't want to carry loads of cash? Enter in the modern equivalent using Gift Check Cards or Preloaded Student cards.

Six Ways an iPhone Can Save You Money

A lot of people find themselves wondering if phones like the iPhone are worth the money. Here are 6 reasons why they are.

Start Stockpiling Now: Four Cheap Christmas Gifts to Make

I love receiving homemade Christmas gifts, and also enjoy making my own. However, a homemade gift can be really expensive if you pay full price for the ingredients. Fortunately, a

101 Little Things You Can Fix Right Now!

Whether you're on hold with customer service or just have an extra minute or two, tackle one of these projects RIGHT NOW to make your life more awesome.

How to Do What Identity Theft Protection Companies Do...for FREE

Identity theft protection is a big business. We show you how to protect your identity for free.

How NOT TO Answer 10 of the Most Common Interview Questions

These 10 questions come up in job interviews all the time. Whatever you do, don't answer them like this.

7 Things You Should Never Include in Your Cover Letter

Your cover letter is your time to shine. Including these seven things, though, will surely dull the sparkle.