Hot Today

Wise Bread articles that are hot today.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

Boost Your Home's Value With These 5 Projects

What's a bathroom addition worth to you (besides a shorter wait for the shower)? As much as 20% of your home's value!

The 5 Best Mechanical Pencils

Keeping your writing utensils in tip-top shape isn't easy, but it can be. Just use any of these mechanical pencils and never have the need to use a pencil sharpener again.

Ask the Readers: Do You File Your Own Taxes?

Tell us whether you file or own taxes and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Are You Getting Charged by a Text Message Scam?

One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

17 Things Car Salesmen Don't Want You to Know

Car salesmen have a lot of tricks up their sleeves to help separate you from your money. Learn what to watch out for.

8 Ways Social Media Tricks You Into Spending More

Scrolling through your Instagram might seem harmless — until you've spent $300 on skin care from a brand you've never heard of.

How Habit Boredom Makes You Abandon Your Goals

Before habit boredom gets in the way of your goals, learn how to preserve that ambition.

10 Great Side Jobs for Introverts

If you're looking for extra money with almost zero interaction with other people, you don't have to look far — and you won't have to fake a smile, either.

The High Cost of Cheap Clothes

Even the cheapest fast fashion pieces come with a hefty price — steep environmental and social costs we don't often see.

7 Reasons to Invest in Stocks Past Age 50

Conventional wisdom says you should invest conservatively near and after retirement. Is that actually wise?

Chinese Proverbs About Money and Personal Finance

A commenter on Wise Bread wrote a Chinese proverb about marketing that reminded me that there are many Chinese proverbs about money and personal finance. Here are a few of the one

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

The 5 Best In-Home Dry Cleaning Kits

Keeping your clothes in peak condition isn't easy, but it can be. Just use one of these five in-home dry cleaning kits and you'll always look sharp.

9 Old-School Jobs That Are Making a Comeback

While some careers are clinging on for dear life, others are experiencing a powerful second wind. Is yours one of them?

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

10 Little Things to Do Before a Job Interview That Can Make a Big Impact

The little things count, especially during a job interview. These are interview-busting details you don't want to overlook.

15 Ways to Recycle and Reuse Old T-shirts

Give your old T-shirts a new life with these DIY ideas ranging from highly personalized quilts to durable pet toys to household rags and much more.

9 Ways Gamers Can Make Extra Cash

Wouldn't it be nice to cash in on those hours spent behind a game controller? Good news — you can!