Hot Today

Wise Bread articles that are hot today.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

15 Ways to Recycle and Reuse Old T-shirts

Give your old T-shirts a new life with these DIY ideas ranging from highly personalized quilts to durable pet toys to household rags and much more.

5 Ways Freelancers Can Promote Their Work Without Social Media

You don't need to stay plugged in to social media to promote your freelance career. Try these other ways to reel in clients.

15 Jobs That Capitalize on the Growth in Rich Households

The rich keep on getting richer — which means there are more jobs than ever catering to the 1 percent. Is it time to brush up on your butler-ing skills?

How to Use Budgeting Skills to Improve Your Time Management

Managing your time requires some of the same skills as managing your money. Here's how to master both.

The Best Cheap Plants for Improving Indoor Air Quality

Want to breathe easy in your home? Filter your air without filtering too much cash from your wallet with these easy-to-care-for indoor plants.

20 Cheap and Easy Soup Recipes

Nothing satisfies like a delicious, healthy bowl of soup — except a delicious, healthy bowl of soup that comes together fast and cheap — like these!

How to Dress for Success Before You're Successful

You really can build a get ahead wardrobe even if your current gig won't support dressing for the job you want.

Is Pet Health Insurance Worth It?

Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.

Save on Car Rentals With These 10 Easy Hacks

Rental car expenses can eat a big chunk out of your vacation budget. Save more for the rest of the trip with some easy cost cutters.

What to Do With a Windfall

You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

11 Useful, Genius Math Tricks That Are Actually Easy

Stop fumbling for your smartphone calculator and use these clever tricks to make short work of fractions, percentages, and lots more.

How Much Does It Cost to Keep a Cat?

A cat's true worth can't be measured in dollars...but that doesn't mean that your furry friends don't come with costs.

What Job Hunters Should Really Look for in a Job Offer

Taco Tuesday has a nice ring to it, but it won't help boost your bottom line. Look for a job with perks that really matter.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

How Long Does It Take to Break Even With Solar Panels?

If you're worried about the cost of installing solar panels, know that'll you'll break even … and maybe sooner than you think.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.