Credit Cards

6 Ways Debt Settlement Can Leave You Deeper in Debt (Even With Trustworthy Companies)

It's true. Debt settlement can actually leave you deeper in debt after you've settled with your creditors. Here's what to watch for.

Never Use Your Credit Card to Pay for These 10 Things

Paying with plastic can be really convenient — it can also be really, really expensive. Avoid the extra costs by avoiding these 10 purchases.

10 Surprising Ways to Save Money on Hotels

Hotels are expensive! Cut the cost of a night's stay with these clever lodging cost cutters.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

8 Things People With Good Credit Never Do

Want good credit? Don't do this.

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

What You Need to Know Before Getting Your First Credit Card

A credit card can be a great tool — or it can ruin your finances for years to come. Here's what you need to know before you get one.

Miracle Device Coin Rolls All Your Credit Cards Into One

Coin's like a universal remote for your plastic: a magical device that lets you store and toggle among all your cards, without actually having to carry around any of them.

How to Get All of the Benefits of Your Credit Cards — and None of the Costs

Credit card companies know that consumers can't resist shiny rewards programs. Learn how to get the rewards, with none of the guilt (or debt!).

Key Terms New Credit Card Users Must Understand

If you don't know your APR from your Average Daily Balance, you could be in for a rude surprise when your first credit card statement arrives.

How to Stay in a 5-Star Hotel for Less Than the Cost of a Motel

A couple of nights in a luxe hotel doesn't have to cost the equivalent of a car payment (or three). Here's what you need to know to find the best discounts possible.

14 Awesome Credit Card Perks You Didn't Know About

Make sure you read the fine print on your credit card member agreement. You may be getting more than you bargained for — in a good way.

The Cheapest Way to Fly to Europe

Not all frequent flyer rewards programs are created equal. Learn which programs offer the best deals on flights to Europe.

This Might Be the Best Travel Rewards Program (No Matter What Airline You Fly)

You will not believe how quickly you can rack up travel rewards with Chase Ultimate Rewards.

US Airways Premier World MasterCard Review

Fans of US Airways can save on flights and upgrades by signing up for one of their credit cards.

How to Earn Tons of Frequent Flyer Miles Without Flying

You don't need to fly the friendly skies to earn free airfare. Discover how you can rack up thousands of airline miles without ever leaving the ground.

A Beginner's Guide to Earning Miles and Points for Free Travel

Memorable family vacations are common adventures for savvy travel rewards card users. Begin a trip far away by starting with these basics.

Are You Wasting Your Credit Card Rewards on One of These Stupid Things?

Some credit card rewards are better than others. Make sure you're making the most of your rewards by avoiding the ripoffs and grabbing the best deals.

How to Balance Saving for Retirement, Emergency Fund, and Paying Off Debt

Funding the personal finance Big Three — debt repayment, retirement, and emergency cash — is possible if you follow a balanced plan, like this one.

Latest Articles in Credit Cards

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How a Credit Card Can Actually Help You Get Out of Debt

Is paying off debt with a credit card ever a good idea? In some cases, yes.

How to Get Ahead With a 0% APR Credit Card

This is how you can use a 0% APR credit card to get ahead on your finances.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

6 Steps to Avoiding Credit Card Debt Over the Holidays

Follow these six steps and your holiday season will be credit card debt-free.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

How to Maximize Rewards Through Credit Card Shopping Portals

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!

How to Get Rid of Your Credit Card's Annual Fee

Paying an annual fee on your credit card is a pain. Luckily, there might be a way to avoid paying this fee altogether.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

How I've Scored Free Travel for 5 Years Straight

I haven't paid for hotels or flights in over five years, and I've traveled all over the world. Here's my secret.

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

TRIO® Credit Card from Fifth Third Bank: Cash Back at Restaurants and More

The TRIO® Credit Card from Fifth Third Bank awards your everyday purchases and provides other valuable perks that you won’t find with other cards.